Personal loans in Ivor, VA

Ivor by the numbers

Most of what governs a Ivor loan is written in Virginia law rather than in the city; the sourced notes below make that split concrete.

• Population: 310 residents; Ivor is the 188th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.0% since the 2020 count.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: with 310 residents, Ivor is larger than about 17% of Virginia's Census places.
• Population density: 284 people per square mile on 1.1 square miles of land.
• Land area: Ivor covers 1.1 square miles, the 153rd-largest area among Virginia's 227 places.
• Share of state population: Ivor's 310 residents are about 0.0% of Virginia.
• Nationally: Ivor is the 15,010th-largest of 19,457 Census places in the dataset.
• Growth rank: Ivor ranks 134th among Virginia's 227 places for the 2020-to-2023 change.
• Versus Virginia: the state average change is -0.0%, while Ivor moved 1.0%.
• Density in Virginia: Ivor ranks 207th by people per square mile.
• Density vs Virginia: Ivor's 284 people per square mile compare with a state median of 823.
• Location: coordinates 36.9011, -76.8947 (US Census Bureau Gazetteer).
• Nearest larger cities: Wakefield (7 mi); Windsor (11 mi); Waverly (14 mi); Franklin (15 mi); Courtland (16 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Dendron (9 mi); Surry (17 mi); Capron (22 mi).
• Smaller places within 50 miles: 15 of them.
• At 100 miles: 130 larger Census places fall inside that radius.

Steps to take before a Ivor loan

For Ivor's roughly 310 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Virginia licence by checking the regulator named above.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Ivor and the rest of Virginia is not the process but the borrower's own file, among the 310 people here.

Borrowing reach in Ivor

Ivor is a lightly settled community of about 310 people, with 33 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ivor's 310 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wakefield, VA about 7 miles away.

What Virginia law requires in Ivor

Virginia has no separate rate rule for Ivor; the sourced rows below are what reach every lender that serves its 310 people.

Land, water and location for Ivor

Inside Ivor's boundaries lie about 1.1 square miles of land, with no significant water area recorded. That land carries about 284 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 49 miles. A 50-mile radius around Ivor takes in 33 places that are larger. By land area it ranks 153rd of 227 Virginia places.

Inside a Ivor personal loan

In Ivor, a small community of about 310, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ivor. Shortening the term on a Ivor loan raises the monthly payment but cuts the interest; lengthening it does the reverse.