Personal loans in Dendron, VA
Dendron is a small community in Virginia, with an estimated 255 residents, and every licensed lender here follows the same state rulebook. Decide the purpose of the loan and your repayment plan before sharing any details with a Dendron lender. At about 255 residents, Dendron is larger than roughly 12% of the places in Virginia. Lenders active in Dendron report to a Virginia supervisor, identified in the sourced rows below. A 2020-to-2023 comparison shows Dendron up by about 0.8%. The nearest larger metro is Wakefield, VA about 6 miles away.
Dendron: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Virginia rules a lender must follow — and they are below.
- Population: about 255, ranked 200th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 0.8% between 2020 and 2023.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: Dendron sits ahead of around 12% of Virginia places, at 255 people.
- Density: roughly 72 residents per square mile, spread over 3.6 sq mi of land.
- Land area rank: Dendron's 3.6 square miles rank 78th of 227 places in Virginia.
- State share: roughly 0.0% of Virginia's residents live in Dendron (255 people).
- Nationally: Dendron is the 15,689th-largest of 19,457 Census places in the dataset.
- Growth rank: Dendron ranks 75th among Virginia's 227 places for the 2020-to-2023 change.
- Against the state trend: Dendron's 0.8% change compares with a Virginia average of -0.0% across its 227 places.
- Density rank: Dendron is the 226th most densely settled place in Virginia.
- Density vs Virginia: Dendron's 72 people per square mile compare with a state median of 823.
- Location: coordinates 37.0364, -76.9241 (US Census Bureau Gazetteer).
- Nearest larger cities: Wakefield (6 mi); Waverly (9 mi); Ivor (9 mi); Claremont (13 mi); Smithfield (18 mi). Online lenders reach Dendron no matter how far the nearest branch is.
- Smaller communities within reach: Surry (9 mi); Stony Creek (27 mi); Capron (27 mi).
- Smaller places within 50 miles: 6 of them.
- At 100 miles: 128 larger Census places fall inside that radius.
Where Dendron sits in Virginia
Among Virginia's 227 places, Dendron sits at 200th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 75th of 227 Virginia places, putting it near the 67th percentile for growth. At about 72 people per square mile, Dendron is the 226th most densely settled place in Virginia. The population moved by about 2 people between 2020 and 2023, a 0.8% shift.
Lender access in Dendron
At roughly 72 people per square mile, Dendron is sparsely settled; 33 larger places lie within 50 miles. Lenders licensed in Virginia reach Dendron's 255 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Wakefield, VA about 6 miles away.
Where Dendron sits
Dendron covers about 3.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 72 residents per square mile. The largest place in Virginia, Virginia Beach, lies about 53 miles away. Dendron has 33 larger places within a 50-mile radius. Within the same 50 miles lie 6 smaller Census places.
What to do before borrowing in Dendron
A sensible order of operations for a loan in Dendron, home to about 255 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Virginia licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Dendron and the rest of Virginia is not the process but the borrower's own file, among the 255 people here.
What Virginia law requires in Dendron
For the roughly 255 residents of Dendron, the rules below are Virginia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Common questions
What are my options in Dendron if my credit is poor?
What loan size can I expect in Dendron?
Do I have to pledge anything to borrow in Dendron?
Does comparing loans in Dendron cost me credit score points?
Nearby places
- Wakefield, VA — population 748
- Surry, VA — population 208
- Ivor, VA — population 310
- Waverly, VA — population 1,942
- Claremont, VA — population 309
- Windsor, VA — population 2,899
- Smithfield, VA — population 8,989
- Williamsburg, VA — population 15,847