Personal loans in Homestown, MO

An estimated 72 people make their home in Homestown, a figure that ranks 839th in Missouri. For a bigger market, look to Wardell, MO about 2 miles away. To lend to Homestown's 72 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Homestown.

Homestown: population, trend and location

Here is the sourced Census picture for Homestown, plus the Missouri lending rules that apply to a loan taken out here.

• Population: 72 people, a figure that places Homestown 839th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: About 6.5% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: bigger than about 10% of the places in Missouri, with 72 residents in Homestown.
• Population density: 585 people per square mile on 0.1 square miles of land.
• By land area: Homestown ranks 878th among Missouri's 937 places, at 0.1 sq mi.
• Share of Missouri: Homestown holds about 0.0% of the state's population, some 72 people.
• National standing: Homestown ranks 18,615th of 19,457 US places.
• Growth in Missouri: Homestown stands 920th by percentage change from 2020 to 2023, among 937 places.
• Versus Missouri: the state average change is +0.8%, while Homestown moved 6.5%.
• Density in Missouri: Homestown ranks 580th by people per square mile.
• Density in context: Homestown's 585 people per square mile sit against a Missouri median of 743.
• Location: the Census Gazetteer records it at 36.3318, -89.8242.
• Nearest larger cities: Wardell (2 mi); Pascola (4 mi); Hayti Heights (8 mi); Hayti (8 mi); Gideon (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Bragg City (7 mi); Nimmons (15 mi); Rives (19 mi).
• Smaller neighbours: 7 places smaller than Homestown sit within 50 miles.
• Within 100 miles: 335 places are larger than Homestown.

How Missouri law applies in Homestown

The rows below set out what a licensed lender must follow in Missouri, and so for Homestown's roughly 72 residents.

How Homestown compares across Missouri

Within Missouri, Homestown holds roughly 0.0% of all residents, the 839th-largest share among 937 places. On the 2020-to-2023 trend, Homestown stands 920th among Missouri's 937 places — roughly the 2th percentile. Its roughly 585 residents per square mile place it 580th among Missouri's places. Between 2020 and 2023 the count changed by roughly 5 residents.

The geography behind Homestown

Homestown's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. That land carries about 585 people per square mile. Kansas City, the largest place in Missouri, is about 322 miles from Homestown. Within 50 miles of Homestown there are 102 larger Census places. The 100-mile radius contains 335 larger places.

Getting a loan in Homestown

At roughly 585 people per square mile, Homestown is moderately settled; 102 larger places lie within 50 miles. Distance to a branch rarely matters for Homestown's 72 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wardell, MO about 2 miles away.

What shapes a Homestown personal loan

Most loans made to Homestown's 72 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Homestown lender to disclose the APR and finance charge before you sign. The term you choose in Homestown decides the split between a comfortable payment and the total interest you pay.