Personal loans in Pascola, MO
Roughly 83 residents live in Pascola, the 816th-largest community in Missouri. Pascola is a small community in Missouri, with an estimated 83 residents, and every licensed lender here follows the same state rulebook. Pascola shed about 4.6% of its population between the 2020 base and the 2023 estimate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Pascola's 83 residents are no exception. Rate ceilings, licensing requirements and product limits for Pascola are all set at the Missouri level. The nearest larger city is Hayti Heights, MO about 4 miles away.
Where Pascola stands
Here is the sourced Census picture for Pascola, plus the Missouri lending rules that apply to a loan taken out here.
- Population: about 83, ranked 816th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 4.6% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: roughly 13% of Missouri's places have fewer residents than Pascola's 83.
- Land and density: 0.2 square miles of land carry roughly 519 residents per square mile.
- By land area: Pascola ranks 843rd among Missouri's 937 places, at 0.2 sq mi.
- Within Missouri: about 0.0% of the state's population lives in Pascola.
- National rank: Pascola is 18,433rd of 19,457 places nationwide.
- Growth rank: Pascola ranks 902nd among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Pascola's 4.6%.
- Density rank: Pascola places 620th among Missouri's places by people per square mile.
- Against the state median: Pascola runs about 519 residents per square mile, where the Missouri median is 743.
- Location: mapped by the US Census Bureau at 36.2673, -89.8258.
- Nearest larger cities: Hayti Heights (4 mi); Hayti (5 mi); Wardell (6 mi); Caruthersville (11 mi); Steele (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Homestown (4 mi); Bragg City (5 mi); Nimmons (15 mi).
- Smaller places within 50 miles: 9 of them.
- At 100 miles: 332 larger Census places fall inside that radius.
What Missouri law requires in Pascola
These are Missouri's sourced lending facts as they reach Pascola's 83 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Where Pascola sits in Missouri
Against Missouri's other places, Pascola accounts for about 0.0% of the state's population and ranks 816th of 937 by size. Its 2020-to-2023 change ranks 902nd of 937 Missouri places, putting it near the 4th percentile for growth. Its roughly 519 residents per square mile place it 620th among Missouri's places. Between 2020 and 2023 the count changed by roughly 4 residents.
Pascola on the map
The Census Gazetteer records about 0.2 square miles of land within Pascola, with no significant water area listed. With 83 residents, the land area yields roughly 519 people per square mile. The largest place in Missouri, Kansas City, lies about 325 miles away. A 50-mile radius around Pascola takes in 98 places that are larger. Within the same 50 miles lie 9 smaller Census places.
How a Pascola personal loan is priced
With roughly 83 residents, Pascola is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Pascola's rank of 816th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Pascola loan is knowable in advance — unlike a revolving card balance.
What to do before borrowing in Pascola
These steps shape the offer you get in Pascola, a place of about 83 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Missouri licence by checking the regulator named above.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Pascola-specific: the same Missouri licensing and disclosure rules reach all 83 residents.
Common questions
What are my options in Pascola if my credit is poor?
What loan size can I expect in Pascola?
Do I have to pledge anything to borrow in Pascola?
Does comparing loans in Pascola cost me credit score points?
Nearby places
- Homestown, MO — population 72
- Hayti Heights, MO — population 479
- Bragg City, MO — population 63
- Hayti, MO — population 2,310
- Wardell, MO — population 286
- Steele, MO — population 1,720
- Caruthersville, MO — population 5,228
- Gideon, MO — population 728