Personal loans in Gideon, MO
The Census counts 728 people in Gideon, the 394th-largest figure among Missouri's 937 places. If you are weighing a personal loan in Gideon, start from the payment you can carry; its 728 residents face the same statewide rules.
If debt is already a strain, a nonprofit credit counsellor can help Gideon residents before they take on more. A lender that serves Gideon operates under Missouri lending statutes and a Missouri supervisor. A 2020-to-2023 comparison shows Gideon down by about 6.7%. For a bigger market, look to Clarkton, MO about 3 miles away.
Where Gideon stands
Gideon is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 728 people live here, which puts Gideon 394th of 937 Census places in Missouri (Vintage 2023).
- Population trend: A decline of about 6.7% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 52 residents.
- Size percentile: Gideon's 728 people outrank roughly 58% of the places in Missouri.
- Density: roughly 407 residents per square mile, spread over 1.8 sq mi of land.
- By land area: Gideon ranks 282nd among Missouri's 937 places, at 1.8 sq mi.
- Water area: Gideon has 0.01 square miles of water, ranking 241st of 937 places in Missouri.
- State share: roughly 0.0% of Missouri's residents live in Gideon (728 people).
- Nationally: Gideon is the 11,602nd-largest of 19,457 Census places in the dataset.
- Growth rank: Gideon's 2020-to-2023 change ranks 923rd of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Gideon moved 6.7%.
- Density rank: Gideon is the 709th most densely settled place in Missouri.
- Density in context: Gideon's 407 people per square mile sit against a Missouri median of 743.
- Location: 36.4444, -89.9060 (US Census Bureau Gazetteer).
- Nearest larger cities: Clarkton (3 mi); Campbell (10 mi); Portageville (12 mi); Malden (12 mi); Bernie (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Tallapoosa (7 mi); Holcomb (7 mi); Wardell (8 mi).
- Smaller neighbours: 60 places smaller than Gideon sit within 50 miles.
- At 100 miles: 152 larger Census places fall inside that radius.
Gideon: area, density and distance
Gideon covers about 1.8 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 407 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 314 miles. Counting outward 50 miles, 44 larger communities surround Gideon. Within the same 50 miles lie 60 smaller Census places.
How Gideon compares across Missouri
Gideon is the 394th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. For population change between 2020 and 2023, Gideon ranks 923rd of 937 in Missouri (about the 1th percentile). By density, at about 407 people per square mile, it ranks 709th in Missouri. By land area, its 1.8 square miles rank 282nd of 937 places in Missouri.
How Missouri law applies in Gideon
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Gideon lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Borrowing reach in Gideon
At roughly 407 people per square mile, Gideon is lightly settled; 44 larger places lie within 50 miles. Distance to a branch rarely matters for Gideon's 728 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Clarkton, MO about 3 miles away.
What shapes a Gideon personal loan
In Gideon, a small community of about 728, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Gideon can be quoted different APRs on the same amount and term. Shortening the term on a Gideon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Gideon if my credit is poor?
What loan size can I expect in Gideon?
Do I have to pledge anything to borrow in Gideon?
Does comparing loans in Gideon cost me credit score points?
Nearby places
- Clarkton, MO — population 956
- Tallapoosa, MO — population 74
- Holcomb, MO — population 597
- Wardell, MO — population 286
- Risco, MO — population 265
- Homestown, MO — population 72
- Bragg City, MO — population 63
- Campbell, MO — population 1,525