Personal loans in Tallapoosa, MO
With roughly 74 residents, Tallapoosa is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city.
Read the disclosure for an origination fee and any prepayment penalty before signing in Tallapoosa. The Census counts 74 people in Tallapoosa, the 835th-largest figure among Missouri's 937 places. For the 74 people in Tallapoosa, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Tallapoosa down by about 6.3%. The nearest larger metro is Risco, MO about 3 miles away.
Tallapoosa: population, trend and location
Two layers matter for a Tallapoosa borrower: the local population picture and Missouri's consumer-lending statutes.
- Population: an estimated 74 residents, 835th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: About 6.3% below the 2020 Census base.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: with 74 residents, Tallapoosa is larger than about 11% of Missouri's Census places.
- Density: the Census land area of 0.4 sq mi holds about 166 people per square mile.
- By land area: Tallapoosa ranks 611th among Missouri's 937 places, at 0.4 sq mi.
- State share: roughly 0.0% of Missouri's residents live in Tallapoosa (74 people).
- National rank: Tallapoosa sits 18,583rd by population among the 19,457 places in this dataset.
- Growth rank: Tallapoosa ranks 918th among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Tallapoosa moved 6.3%.
- Density rank: Tallapoosa is the 876th most densely settled place in Missouri.
- Against the state median: Tallapoosa runs about 166 residents per square mile, where the Missouri median is 743.
- Location: latitude 36.5061, longitude -89.8170 (Census Gazetteer).
- Nearest larger cities: Risco (3 mi); Gideon (7 mi); Parma (7 mi); Portageville (8 mi); Clarkton (9 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Catron (10 mi); Homestown (12 mi); North Lilbourn (13 mi).
- Smaller places within 50 miles: 8 of them.
- Within 100 miles: 340 places are larger than Tallapoosa.
Tallapoosa on the map
The Census Gazetteer records about 0.4 square miles of land within Tallapoosa, with no significant water area listed. With 74 residents, the land area yields roughly 166 people per square mile. The largest place in Missouri, Kansas City, lies about 315 miles away. Within 50 miles of Tallapoosa there are 99 larger Census places. Within the same 50 miles lie 8 smaller Census places.
The state rulebook for Tallapoosa
The rows below set out what a licensed lender must follow in Missouri, and so for Tallapoosa's roughly 74 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
Before you apply in Tallapoosa
For Tallapoosa's roughly 74 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Missouri regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Tallapoosa-specific: the same Missouri licensing and disclosure rules reach all 74 residents.
What is available to Tallapoosa borrowers
With about 166 residents per square mile, Tallapoosa is lightly settled, and 99 larger Census places sit within 50 miles. Distance to a branch rarely matters for Tallapoosa's 74 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Risco, MO about 3 miles away.
Tallapoosa against the rest of Missouri
Against Missouri's other places, Tallapoosa accounts for about 0.0% of the state's population and ranks 835th of 937 by size. For population change between 2020 and 2023, Tallapoosa ranks 918th of 937 in Missouri (about the 2th percentile). By density, at about 166 people per square mile, it ranks 876th in Missouri. By land area, its 0.4 square miles rank 611th of 937 places in Missouri.
Common questions
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Nearby places
- Risco, MO — population 265
- Parma, MO — population 519
- Gideon, MO — population 728
- Portageville, MO — population 2,764
- Wardell, MO — population 286
- Catron, MO — population 38
- Clarkton, MO — population 956
- Homestown, MO — population 72