Personal loans in Hatfield, MN

Every figure below is Minnesota's own, applied to Hatfield's 51 residents, with the publisher and retrieval date attached. About 51 people live in Hatfield, placing it 826th of 853 Census places in Minnesota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hatfield is a small community in Minnesota, with an estimated 51 residents, and every licensed lender here follows the same state rulebook. From the 2020 Census base to the 2023 estimate, the population declined by about 1.9%. Compare APR, not the interest rate, because the APR folds in most fees on a Hatfield loan. The closest larger city is Trosky, MN about 5 miles away.

Local context for Hatfield

Set out below is Hatfield's local context next to the state-level rules that reach every lender here.

Hatfield on the map

Inside Hatfield's boundaries lie about 2.8 square miles of land, with no significant water area recorded. That land carries about 18 people per square mile. Minneapolis, the largest place in Minnesota, is about 160 miles from Hatfield. Counting outward 50 miles, 102 larger communities surround Hatfield. Within the same 50 miles lie 4 smaller Census places.

Getting a loan in Hatfield

Hatfield is sparsely settled, with about 18 people per square mile and 102 larger places within 50 miles. Whether Hatfield has a local branch or not, a Minnesota-licensed lender can serve its 51 people online on the same terms. For a larger market, the closest option is Trosky, MN about 5 miles away.

What Minnesota law requires in Hatfield

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Hatfield lender must follow.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingRegulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01)
Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Hatfield's place among Minnesota's 853 places

Among Minnesota's 853 places, Hatfield sits at 826th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hatfield stands 619th among Minnesota's 853 places — roughly the 27th percentile. By density, at about 18 people per square mile, it ranks 847th in Minnesota. By land area, its 2.8 square miles rank 267th of 853 places in Minnesota.

What shapes a Hatfield personal loan

With roughly 51 residents, Hatfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Hatfield's 51 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Hatfield decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hatfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hatfield is the same as anywhere in Minnesota.
What loan size can I expect in Hatfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hatfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hatfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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