Personal loans in Ihlen, MN

Ihlen is a small community of about 59 residents, and a personal loan taken out here is governed by Minnesota statute. Rate ceilings, licensing requirements and product limits for Ihlen are all set at the Minnesota level. Use the calculator on this page to price an amount and term before you commit in Ihlen. The next larger city is Jasper, MN about 5 miles away.

Borrowing in Ihlen: the local picture

Most of what governs a Ihlen loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 59 residents in Ihlen (Vintage 2023 subcounty estimate), the 812th-largest figure among Minnesota's 853 places.
• Population trend: About 1.7% below the 2020 Census base.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: roughly 5% of Minnesota places rank below Ihlen.
• Population density: about 158 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Ihlen covers 0.4 square miles, the 749th-largest area among Minnesota's 853 places.
• State share: roughly 0.0% of Minnesota's residents live in Ihlen (59 people).
• National rank: Ihlen is the 18,842nd most populous of the 19,457 Census places covered here.
• Growth in Minnesota: Ihlen stands 580th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Ihlen moved 1.7%.
• Density rank: Ihlen is the 711th most densely settled place in Minnesota.
• Density in context: Ihlen's 158 people per square mile sit against a Minnesota median of 607.
• Location: it lies at 43.9156, -96.3728 in the Census Gazetteer.
• Nearest larger cities: Jasper (5 mi); Pipestone (6 mi); Trosky (6 mi); Sherman (12 mi); Edgerton (12 mi). Living near a larger metro rarely changes what is available in Ihlen.
• Smaller towns nearby: Hatfield (10 mi); Ward (17 mi); Hadley (26 mi).
• Within a 50-mile radius: 8 smaller Census places.
• Larger places within 100 miles: 337.

A practical checklist for Ihlen borrowers

A sensible order of operations for a loan in Ihlen, home to about 59 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Ihlen-specific: the same Minnesota licensing and disclosure rules reach all 59 residents.

How Ihlen compares across Minnesota

Ihlen is the 812th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 580th of 853 Minnesota places, putting it near the 32th percentile for growth. Its roughly 158 residents per square mile place it 711th among Minnesota's places. By land area, its 0.4 square miles rank 749th of 853 places in Minnesota.

Minnesota rules behind a Ihlen personal loan

For the roughly 59 residents of Ihlen, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

Ihlen: area, density and distance

Inside Ihlen's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 59 residents, the land area yields roughly 158 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 169 miles away. Within 50 miles of Ihlen there are 93 larger Census places. By land area it ranks 749th of 853 Minnesota places.

Lender access in Ihlen

Ihlen is lightly settled, with about 158 people per square mile and 93 larger places within 50 miles. Whether Ihlen has a local branch or not, a Minnesota-licensed lender can serve its 59 people online on the same terms. The nearest larger city, Jasper, MN about 5 miles away.