Personal loans in Edgerton, MN
Two households in Edgerton with comparable incomes can still be offered different rates; the city's 1,249 residents are not the reason. Edgerton ranks 326th of 853 places in Minnesota, with a population near 1,249.
Begin with the payment, then weigh APR and total interest across the lenders that reach Edgerton's 1,249 residents. Edgerton lost roughly 0.6% of its population across the 2020-to-2023 comparison. Lenders active in Edgerton report to a Minnesota supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Pipestone, MN about 12 miles away.
The Edgerton data picture
Most of what governs a Edgerton loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,249 people, a figure that places Edgerton 326th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.6% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
- Size percentile: roughly 62% of Minnesota places rank below Edgerton.
- Population density: 1,062 people per square mile on 1.2 square miles of land.
- By land area: Edgerton ranks 460th among Minnesota's 853 places, at 1.2 sq mi.
- Share of state population: Edgerton's 1,249 residents are about 0.0% of Minnesota.
- National rank: Edgerton is the 9,391st most populous of the 19,457 Census places covered here.
- Growth rank: Edgerton's 2020-to-2023 change ranks 409th of 853 places in Minnesota.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Edgerton's 0.6%.
- Density rank: Edgerton places 248th among Minnesota's places by people per square mile.
- Against the state median: Edgerton runs about 1,062 residents per square mile, where the Minnesota median is 607.
- Location: mapped by the US Census Bureau at 43.8753, -96.1305.
- Nearest larger cities: Pipestone (12 mi); Luverne (16 mi); Slayton (20 mi); Fulda (26 mi); Flandreau (26 mi). Online lenders reach Edgerton no matter how far the nearest branch is.
- Smaller communities within reach: Trosky (6 mi); Hatfield (6 mi); Hardwick (8 mi).
- Smaller places within 50 miles: 84 of them.
- At 100 miles: 83 larger Census places fall inside that radius.
Where Edgerton sits in Minnesota
Against Minnesota's other places, Edgerton accounts for about 0.0% of the state's population and ranks 326th of 853 by size. Its 2020-to-2023 change ranks 409th of 853 Minnesota places, putting it near the 52th percentile for growth. At about 1,062 people per square mile, Edgerton is the 248th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 8 residents.
The geography behind Edgerton
Edgerton covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,062 residents per square mile. Minneapolis, the largest place in Minnesota, is about 160 miles from Edgerton. A 50-mile radius around Edgerton takes in 26 places that are larger. The 100-mile radius contains 83 larger places.
What a Edgerton borrower is actually offered
Edgerton is a small community of about 1,249 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Edgerton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Edgerton loan is knowable in advance — unlike a revolving card balance.
How lenders reach Edgerton
Edgerton is a moderately settled community of about 1,249 people, with 26 larger places inside a 50-mile radius. Distance to a branch rarely matters for Edgerton's 1,249 residents: the application is online and the price follows your credit file. The nearest larger city, Pipestone, MN about 12 miles away.
The state rulebook for Edgerton
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Edgerton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Common questions
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Nearby places
- Hatfield, MN — population 51
- Trosky, MN — population 102
- Hardwick, MN — population 181
- Kenneth, MN — population 61
- Woodstock, MN — population 111
- Chandler, MN — population 270
- Lake Wilson, MN — population 246
- Pipestone, MN — population 4,103