Personal loans in Holland, MN

The Census counts 176 people in Holland, the 669th-largest figure among Minnesota's 853 places. From the 2020 Census base to the 2023 estimate, the population declined by about 2.2%. Verify the lender's Minnesota licence against the regulator named below before borrowing in Holland. The closest larger place is Ruthton, MN about 8 miles away.

Holland by the numbers

Holland is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 176, ranked 669th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.2% fewer residents than the 2020 Census counted.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: about 22% of Minnesota communities are smaller than Holland (176 residents).
• Density: roughly 194 residents per square mile, spread over 0.9 sq mi of land.
• Land area rank: Holland's 0.9 square miles rank 562nd of 853 places in Minnesota.
• Share of Minnesota: Holland holds about 0.0% of the state's population, some 176 people.
• National standing: Holland ranks 16,847th of 19,457 US places.
• Growth rank: Holland ranks 650th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Holland moved 2.2%.
• Density rank: Holland places 682nd among Minnesota's places by people per square mile.
• Density in context: Holland's 194 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 44.0902, -96.1989.
• Nearest larger cities: Ruthton (8 mi); Pipestone (9 mi); Lake Benton (13 mi); Tyler (13 mi); Lake Wilson (14 mi). Online lenders reach Holland no matter how far the nearest branch is.
• Nearest smaller places: Woodstock (7 mi); Hatfield (9 mi); Florence (13 mi).
• Smaller places within 50 miles: 28 of them.
• Within 100 miles: 241 places are larger than Holland.

Before you apply in Holland

For Holland's roughly 176 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Holland as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 176 residents.

What shapes a Holland personal loan

Holland is a small community of about 176 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Holland's rank of 669th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Holland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Holland compares across Minnesota

Set beside Minnesota's 853 places, Holland ranks 669th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Holland ranks 650th of 853 in Minnesota (about the 24th percentile). Its roughly 194 residents per square mile place it 682nd among Minnesota's places. By land area, its 0.9 square miles rank 562nd of 853 places in Minnesota.

Lender access in Holland

With about 194 residents per square mile, Holland is lightly settled, and 71 larger Census places sit within 50 miles. Whether Holland has a local branch or not, a Minnesota-licensed lender can serve its 176 people online on the same terms. The nearest larger city, Ruthton, MN about 8 miles away.

The state rulebook for Holland

This table holds the Minnesota rate and licensing rules for consumer loans made to Holland's 176 residents.