Personal loans in Fairview, WV

The Census estimates 370 residents in Fairview, which ranks it 171st of 230 places in West Virginia. Census figures put the 2020-to-2023 decrease in Fairview at about 0.8%. Verify the lender's West Virginia licence against the regulator named below before borrowing in Fairview. The closest larger place is Grant Town, WV about 4 miles away. A single loan can carry different costs on either side of a state line, and Fairview sits on the West Virginia side of that line.

Where Fairview stands

Set out below is Fairview's local context next to the state-level rules that reach every lender here.

• Population: 370 — Fairview ranks 171st of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.8% since the 2020 count.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: roughly 26% of West Virginia places rank below Fairview.
• Density: roughly 1,321 residents per square mile, spread over 0.3 sq mi of land.
• By land area: Fairview ranks 214th among West Virginia's 230 places, at 0.3 sq mi.
• Share of West Virginia: Fairview holds about 0.1% of the state's population, some 370 people.
• National standing: Fairview ranks 14,408th of 19,457 US places.
• Growth rank: Fairview ranks 34th among West Virginia's 230 places for the 2020-to-2023 change.
• Against the state trend: Fairview's 0.8% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Fairview places 79th among West Virginia's places by people per square mile.
• Density vs West Virginia: Fairview's 1,321 people per square mile compare with a state median of 1,021.
• Location: 39.5927, -80.2468 (US Census Bureau Gazetteer).
• Nearest larger cities: Grant Town (4 mi); Farmington (6 mi); Mannington (7 mi); Barrackville (8 mi); Rivesville (8 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Blacksville (9 mi); Worthington (9 mi); Hundred (13 mi).
• Within a 50-mile radius: 42 smaller Census places.
• Within 100 miles: 449 places are larger than Fairview.

Fairview: area, density and distance

Fairview's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,321 residents per square mile. Charleston, the largest place in West Virginia, is about 114 miles from Fairview. Fairview has 118 larger places within a 50-mile radius. Within the same 50 miles lie 42 smaller Census places.

A practical checklist for Fairview borrowers

A sensible order of operations for a loan in Fairview, home to about 370 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a West Virginia licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Fairview and the rest of West Virginia is not the process but the borrower's own file, among the 370 people here.

How lenders reach Fairview

With about 1,321 residents per square mile, Fairview is moderately settled, and 118 larger Census places sit within 50 miles. What is available to Fairview's 370 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Grant Town, WV about 4 miles away.

How personal loans work in Fairview

Fairview is a small community of about 370 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Fairview lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Fairview loan is knowable in advance — unlike a revolving card balance.

What West Virginia law requires in Fairview

For the roughly 370 residents of Fairview, the rules below are West Virginia's own; each row carries its publisher and retrieval date.