Personal loans in Rivesville, WV

Rivesville: population, trend and location

The figures below are Rivesville's own — Census population, land area and coordinates — followed by the West Virginia rules.

• Population: 813 — Rivesville ranks 116th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.7% since the 2020 count.
• Net change: roughly 14 fewer people than the 2020 Census counted.
• Size percentile: with 813 residents, Rivesville is larger than about 50% of West Virginia's Census places.
• Land and density: 0.5 square miles of land carry roughly 1,552 residents per square mile.
• Land area rank: Rivesville's 0.5 square miles rank 159th of 230 places in West Virginia.
• Water area rank: Rivesville ranks 46th among West Virginia's 230 places, with 0.07 sq mi.
• Within West Virginia: about 0.1% of the state's population lives in Rivesville.
• Nationally: Rivesville is the 11,119th-largest of 19,457 Census places in the dataset.
• Growth rank: Rivesville ranks 60th among West Virginia's 230 places for the 2020-to-2023 change.
• Versus West Virginia: the state average change is -3.0%, while Rivesville moved 1.7%.
• Density rank: Rivesville places 60th among West Virginia's places by people per square mile.
• Against the state median: Rivesville runs about 1,552 residents per square mile, where the West Virginia median is 1,021.
• Location: the Census Gazetteer records it at 39.5322, -80.1206.
• Nearest larger cities: Barrackville (3 mi); Fairmont (4 mi); Pleasant Valley (6 mi); Monongah (7 mi); Westover (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Grant Town (4 mi); Farmington (7 mi); Fairview (8 mi).
• Within a 50-mile radius: 73 smaller Census places.
• Within 100 miles: 312 places are larger than Rivesville.

Getting a loan in Rivesville

At roughly 1,552 people per square mile, Rivesville is moderately settled; 69 larger places lie within 50 miles. What is available to Rivesville's 813 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Barrackville, WV about 3 miles away.

A practical checklist for Rivesville borrowers

Complete these steps first when you borrow in Rivesville (813 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's West Virginia licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Rivesville-specific: the same West Virginia licensing and disclosure rules reach all 813 residents.

West Virginia rules behind a Rivesville personal loan

This table holds the West Virginia rate and licensing rules for consumer loans made to Rivesville's 813 residents.

How personal loans work in Rivesville

Rivesville is a small community of about 813 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Rivesville. A longer term lowers the monthly payment on a Rivesville loan but raises total interest, so the smallest payment is not the cheapest loan.

Rivesville: area, density and distance

Rivesville covers about 0.5 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,552 people per square mile. The largest place in West Virginia, Charleston, lies about 115 miles away. Counting outward 50 miles, 69 larger communities surround Rivesville. By land area it ranks 159th of 230 West Virginia places.