Personal loans in Mannington, WV
Roughly 1,916 residents live in Mannington, the 59th-largest community in West Virginia. Mannington is a small community in West Virginia, with an estimated 1,916 residents, and every licensed lender here follows the same state rulebook.
Mannington lost roughly 1.8% of its population across the 2020-to-2023 comparison. Compare APR, not the interest rate, because the APR folds in most fees on a Mannington loan. Consumer lending that reaches Mannington's 1,916 residents is governed by West Virginia statute; no city ordinance changes it. Borrowers who want a bigger city can look to Shinnston, WV about 10 miles away.
Mannington: the sourced local profile
Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,916, 59th among West Virginia's 230 places (Vintage 2023).
- Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 35 fewer since the 2020 base.
- Size percentile: roughly 74% of West Virginia places rank below Mannington.
- Density: roughly 1,753 residents per square mile, spread over 1.1 sq mi of land.
- Land area: Mannington covers 1.1 square miles, the 94th-largest area among West Virginia's 230 places.
- Water area: Mannington has 0.05 square miles of water, ranking 64th of 230 places in West Virginia.
- Within West Virginia: about 0.3% of the state's population lives in Mannington.
- National rank: Mannington sits 7,797th by population among the 19,457 places in this dataset.
- Growth rank: Mannington ranks 62nd among West Virginia's 230 places for the 2020-to-2023 change.
- Against the state trend: Mannington's 1.8% change compares with a West Virginia average of -3.0% across its 230 places.
- Density in West Virginia: Mannington ranks 44th by people per square mile.
- Against the state median: Mannington runs about 1,753 residents per square mile, where the West Virginia median is 1,021.
- Location: 39.5287, -80.3405 (Census Gazetteer coordinates).
- Nearest larger cities: Shinnston (10 mi); Fairmont (11 mi); Pleasant Valley (11 mi); Bridgeport (16 mi); Clarksburg (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Farmington (5 mi); Worthington (6 mi); Fairview (7 mi).
- Within a 50-mile radius: 112 smaller Census places.
- Within 100 miles: 191 places are larger than Mannington.
The state rulebook for Mannington
When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Mannington is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
The Mannington borrowing checklist
For Mannington's roughly 1,916 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a West Virginia licence by checking the regulator named above.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Mannington and the rest of West Virginia is not the process but the borrower's own file, among the 1,916 people here.
How a Mannington personal loan is priced
In Mannington, a small community of about 1,916, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Mannington loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Mannington decides the split between a comfortable payment and the total interest you pay.
Mannington against the rest of West Virginia
Within West Virginia, Mannington holds roughly 0.3% of all residents, the 59th-largest share among 230 places. Its 2020-to-2023 change ranks 62nd of 230 West Virginia places, putting it near the 73th percentile for growth. Its roughly 1,753 residents per square mile place it 44th among West Virginia's places. In land area, Mannington ranks 94th among West Virginia's 230 places.
Where Mannington sits
Mannington covers about 1.1 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,753 people per square mile. For the state's biggest city, Charleston, the distance is roughly 107 miles. Counting outward 50 miles, 33 larger communities surround Mannington. The 100-mile radius contains 191 larger places.
Common questions
What are my options in Mannington if my credit is poor?
What loan size can I expect in Mannington?
Do I have to pledge anything to borrow in Mannington?
Does comparing loans in Mannington cost me credit score points?
Nearby places
- Farmington, WV — population 398
- Worthington, WV — population 175
- Fairview, WV — population 370
- Monongah, WV — population 1,039
- Shinnston, WV — population 2,276
- Lumberport, WV — population 695
- Grant Town, WV — population 674
- Barrackville, WV — population 1,201