Personal loans in Worthington, WV

A lender serving Worthington holds a West Virginia licence and answers to a West Virginia regulator; no city office is involved for its 175 residents. Price two or three terms so you can see which payment is truly affordable in Worthington. A lender that serves Worthington operates under West Virginia lending statutes and a West Virginia supervisor. The 2020 count to the 2023 estimate shows about 1.7% decline in Worthington. Borrowers who want a bigger city can look to Monongah, WV about 2 miles away.

Where Worthington stands

Here is the sourced Census picture for Worthington, plus the West Virginia lending rules that apply to a loan taken out here.

• Population: 175 residents; Worthington is the 209th-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.7% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: with 175 residents, Worthington is larger than about 9% of West Virginia's Census places.
• Population density: about 300 people per square mile (Census land area 0.6 sq mi).
• Land area: Worthington covers 0.6 square miles, the 142nd-largest area among West Virginia's 230 places.
• Water area rank: Worthington ranks 108th among West Virginia's 230 places, with 0.01 sq mi.
• State share: roughly 0.0% of West Virginia's residents live in Worthington (175 people).
• National rank: Worthington sits 16,877th by population among the 19,457 places in this dataset.
• Growth rank: Worthington's 2020-to-2023 change ranks 59th of 230 places in West Virginia.
• Versus West Virginia: the state average change is -3.0%, while Worthington moved 1.7%.
• Density in West Virginia: Worthington ranks 216th by people per square mile.
• Density in context: Worthington's 300 people per square mile sit against a West Virginia median of 1,021.
• Location: 39.4577 / -80.2640, per the US Census Bureau Gazetteer.
• Nearest larger cities: Monongah (2 mi); Farmington (4 mi); White Hall (5 mi); Shinnston (5 mi); Pleasant Valley (6 mi). Online lenders reach Worthington no matter how far the nearest branch is.
• Smaller places nearby: Smithfield (16 mi); Blacksville (18 mi); Bruceton Mills (36 mi).
• Within a 50-mile radius: 12 smaller Census places.
• Within 100 miles: 511 places are larger than Worthington.

Land, water and location for Worthington

The Census Gazetteer records 0.6 square miles of land and 0.01 square miles of water within Worthington. Spread across it are roughly 300 residents per square mile. Charleston, the largest place in West Virginia, is about 106 miles from Worthington. A 50-mile radius around Worthington takes in 117 places that are larger. The 100-mile radius contains 511 larger places.

Before you apply in Worthington

These steps shape the offer you get in Worthington, a place of about 175 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the West Virginia regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Worthington-specific: the same West Virginia licensing and disclosure rules reach all 175 residents.

How West Virginia law applies in Worthington

When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Worthington is bound by the same rules.

What a Worthington borrower is actually offered

Worthington is a small community of about 175 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Worthington. The term you choose in Worthington decides the split between a comfortable payment and the total interest you pay.

How Worthington compares across West Virginia

Set beside West Virginia's 230 places, Worthington ranks 209th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Worthington ranks 59th of 230 in West Virginia (about the 74th percentile). By density, at about 300 people per square mile, it ranks 216th in West Virginia. By land area, its 0.6 square miles rank 142nd of 230 places in West Virginia.