Personal loans in Dix, NE
Population in Dix dropped about 3.7% over the three years from 2020 to 2023. The Census counts 183 people in Dix, the 343rd-largest figure among Nebraska's 527 places. The first question in Dix is not the rate on offer but whether the payment fits; about 183 people live here under Nebraska lending law. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dix loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dix's 183 residents. The next larger city is Kimball, NE about 9 miles away.
What the Census records for Dix
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: 183 people, a figure that places Dix 343rd among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: About 3.7% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
- Size percentile: Dix sits ahead of around 35% of Nebraska places, at 183 people.
- Population density: 832 people per square mile on 0.2 square miles of land.
- By land area: Dix ranks 413th among Nebraska's 527 places, at 0.2 sq mi.
- Share of Nebraska: Dix holds about 0.0% of the state's population, some 183 people.
- National standing: Dix ranks 16,730th of 19,457 US places.
- Growth rank: Dix's 2020-to-2023 change ranks 463rd of 527 places in Nebraska.
- Against the state trend: Dix's 3.7% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Dix is the 263rd most densely settled place in Nebraska.
- Density in context: Dix's 832 people per square mile sit against a Nebraska median of 830.
- Location: 41.2343 / -103.4867, per the US Census Bureau Gazetteer.
- Nearest larger cities: Kimball (9 mi); Potter (9 mi); Peetz (27 mi); Gurley (27 mi); Sidney (28 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Bushnell (21 mi); Albin (34 mi); McGrew (36 mi).
- Within a 50-mile radius: 8 smaller Census places.
- Within 100 miles: 71 places are larger than Dix.
What a Dix borrower is actually offered
With roughly 183 residents, Dix is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Dix's rank of 343rd in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Dix loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Dix sits
Dix covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 183 residents, the land area yields roughly 832 people per square mile. For the state's biggest city, Omaha, the distance is roughly 386 miles. Counting outward 50 miles, 18 larger communities surround Dix. Within the same 50 miles lie 8 smaller Census places.
A pre-application checklist for Dix
Before you hand your details to a lender in Dix, where the population is near 183:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Nebraska; what changes is your credit file, not the fact that Dix holds 183 people.
Which Nebraska laws govern a loan in Dix
Below are the Nebraska rules that apply to a loan made in Dix, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Borrowing reach in Dix
With about 832 residents per square mile, Dix is moderately settled, and 18 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dix's 183 residents: the application is online and the price follows your credit file. The nearest larger city, Kimball, NE about 9 miles away.
Common questions
What are my options in Dix if my credit is poor?
What loan size can I expect in Dix?
Do I have to pledge anything to borrow in Dix?
Does comparing loans in Dix cost me credit score points?
Nearby places
- Kimball, NE — population 2,192
- Potter, NE — population 343
- Bushnell, NE — population 111
- Peetz, CO — population 205
- McGrew, NE — population 65
- Gurley, NE — population 187
- Sidney, NE — population 6,440
- Dalton, NE — population 289