Personal loans in McGrew, NE
Which products a lender may offer to McGrew's 65 residents follows from the Nebraska consumer-lending framework. With 65 residents, McGrew outranks about 13% of the communities in Nebraska. A lender serving McGrew holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 65 residents. Census figures put the 2020-to-2023 increase in McGrew at about 1.6%. Price two or three terms so you can see which payment is truly affordable in McGrew. The nearest larger city is Bayard, NE about 5 miles away.
What the Census records for McGrew
Only a few things actually differ by place — population, area, location, and the Nebraska rules a lender must follow — and they are below.
- Population: an estimated 65 residents, 459th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.6% above the 2020 Census base.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: McGrew's 65 people outrank roughly 13% of the places in Nebraska.
- Density: the Census land area of 0.1 sq mi holds about 455 people per square mile.
- Land area: McGrew covers 0.1 square miles, the 474th-largest area among Nebraska's 527 places.
- Share of state population: McGrew's 65 residents are about 0.0% of Nebraska.
- National rank: McGrew sits 18,742nd by population among the 19,457 places in this dataset.
- Growth rank: McGrew ranks 90th among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against McGrew's 1.6%.
- Density in Nebraska: McGrew ranks 388th by people per square mile.
- Density vs Nebraska: McGrew's 455 people per square mile compare with a state median of 830.
- Location: latitude 41.7477, longitude -103.4172 (Census Gazetteer).
- Nearest larger cities: Bayard (5 mi); Melbeta (6 mi); Minatare (6 mi); Gering (14 mi); Terrytown (15 mi). Online lenders reach McGrew no matter how far the nearest branch is.
- Smaller places nearby: Whitney (72 mi); Van Tassell (72 mi); Clinton (89 mi).
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 67.
The geography behind McGrew
Inside McGrew's boundaries lie about 0.1 square miles of land, with no significant water area recorded. That land carries about 455 people per square mile. The largest place in Nebraska, Omaha, lies about 382 miles away. A 50-mile radius around McGrew takes in 25 places that are larger. By land area it ranks 474th of 527 Nebraska places.
Getting a loan in McGrew
With about 455 residents per square mile, McGrew is lightly settled, and 25 larger Census places sit within 50 miles. Lenders licensed in Nebraska reach McGrew's 65 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bayard, NE about 5 miles away.
The Nebraska lending rules that reach McGrew
For the roughly 65 residents of McGrew, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
McGrew against the rest of Nebraska
Within Nebraska, McGrew holds roughly 0.0% of all residents, the 459th-largest share among 527 places. Its 2020-to-2023 change ranks 90th of 527 Nebraska places, putting it near the 83th percentile for growth. Its roughly 455 residents per square mile place it 388th among Nebraska's places. The population moved by about 1 people between 2020 and 2023, a 1.6% shift.
How a McGrew personal loan is priced
McGrew is a small community of about 65 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in McGrew. The term you choose in McGrew decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in McGrew if my credit is poor?
What loan size can I expect in McGrew?
Do I have to pledge anything to borrow in McGrew?
Does comparing loans in McGrew cost me credit score points?
Nearby places
- Bayard, NE — population 1,124
- Minatare, NE — population 709
- Melbeta, NE — population 109
- Gering, NE — population 8,531
- Terrytown, NE — population 1,045
- Scottsbluff, NE — population 14,305
- Bridgeport, NE — population 1,448
- Mitchell, NE — population 1,527