Personal loans in Minatare, NE
About 709 people live in Minatare, placing it 155th of 527 Census places in Nebraska. From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%.
Minatare is a small community in Nebraska, with an estimated 709 residents, and every licensed lender here follows the same state rulebook. State law, not city hall, decides what a lender may do to Minatare's roughly 709 residents, and a state regulator supervises it. Use the calculator on this page to price an amount and term before you commit in Minatare. The next larger city is Gering, NE about 8 miles away.
Minatare: the sourced local profile
What follows is Minatare's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: about 709, ranked 155th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
- Size percentile: about 71% of Nebraska's Census places are smaller than Minatare.
- Density: roughly 1,619 residents per square mile, spread over 0.4 sq mi of land.
- By land area: Minatare ranks 258th among Nebraska's 527 places, at 0.4 sq mi.
- State share: roughly 0.0% of Nebraska's residents live in Minatare (709 people).
- National rank: Minatare sits 11,745th by population among the 19,457 places in this dataset.
- Growth in Nebraska: Minatare stands 360th by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Minatare moved 1.8%.
- Density in Nebraska: Minatare ranks 61st by people per square mile.
- Density vs Nebraska: Minatare's 1,619 people per square mile compare with a state median of 830.
- Location: coordinates 41.8116, -103.5009 (US Census Bureau Gazetteer).
- Nearest larger cities: Gering (8 mi); Terrytown (9 mi); Scottsbluff (9 mi); Bayard (10 mi); Mitchell (18 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Melbeta (2 mi); McGrew (6 mi); Lyman (29 mi).
- Smaller neighbours: 14 places smaller than Minatare sit within 50 miles.
- At 100 miles: 26 larger Census places fall inside that radius.
Minatare's place among Nebraska's 527 places
Minatare is the 155th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. For population change between 2020 and 2023, Minatare ranks 360th of 527 in Nebraska (about the 32th percentile). Its roughly 1,619 residents per square mile place it 61st among Nebraska's places. Within 50 miles sit 14 smaller Census places, alongside the 11 that are larger.
Minatare: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Minatare, with no significant water area listed. With 709 residents, the land area yields roughly 1,619 people per square mile. The largest place in Nebraska, Omaha, lies about 387 miles away. Within 50 miles of Minatare there are 11 larger Census places. By land area it ranks 258th of 527 Nebraska places.
Which Nebraska laws govern a loan in Minatare
When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Minatare is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Lender access in Minatare
With about 1,619 residents per square mile, Minatare is moderately settled, and 11 larger Census places sit within 50 miles. Distance to a branch rarely matters for Minatare's 709 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Gering, NE about 8 miles away.
Before you apply in Minatare
A sensible order of operations for a loan in Minatare, home to about 709 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Nebraska licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Nebraska; what changes is your credit file, not the fact that Minatare holds 709 people.
Common questions
What are my options in Minatare if my credit is poor?
What loan size can I expect in Minatare?
Do I have to pledge anything to borrow in Minatare?
Does comparing loans in Minatare cost me credit score points?
Nearby places
- Melbeta, NE — population 109
- McGrew, NE — population 65
- Gering, NE — population 8,531
- Scottsbluff, NE — population 14,305
- Terrytown, NE — population 1,045
- Bayard, NE — population 1,124
- Mitchell, NE — population 1,527
- Bridgeport, NE — population 1,448