Personal loans in Kimball, NE
Kimball counts about 2,192 people, and what is genuinely local about borrowing here is limited — Nebraska law does the governing. Compare APR, not the interest rate, because the APR folds in most fees on a Kimball loan.
About 2,192 people live in Kimball, placing it 54th of 527 Census places in Nebraska. Lenders active in Kimball report to a Nebraska supervisor, identified in the sourced rows below. Census figures put the 2020-to-2023 decrease in Kimball at about 4.4%. For a bigger market, look to Sidney, NE about 36 miles away.
Borrowing in Kimball: the local picture
Only a few things actually differ by place — population, area, location, and the Nebraska rules a lender must follow — and they are below.
- Population: 2,192 — Kimball ranks 54th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 4.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 101 residents.
- Size percentile: roughly 90% of Nebraska places rank below Kimball.
- Population density: about 956 people per square mile across 2.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Kimball's 2.3 square miles rank 48th of 527 places in Nebraska.
- State share: roughly 0.1% of Nebraska's residents live in Kimball (2,192 people).
- National rank: Kimball sits 7,295th by population among the 19,457 places in this dataset.
- Growth rank: Kimball's 2020-to-2023 change ranks 491st of 527 places in Nebraska.
- Against the state trend: Kimball's 4.4% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Kimball is the 214th most densely settled place in Nebraska.
- Density in context: Kimball's 956 people per square mile sit against a Nebraska median of 830.
- Location: latitude 41.2324, longitude -103.6519 (Census Gazetteer).
- Nearest larger cities: Sidney (36 mi); Gering (41 mi); Scottsbluff (44 mi); Sterling (49 mi); Cheyenne (60 mi). Larger metros often have more branches, but online lenders reach Kimball on the same terms.
- Smaller places nearby: Dix (9 mi); Bushnell (12 mi); Potter (18 mi).
- Within a 50-mile radius: 21 smaller Census places.
- Larger places within 100 miles: 29.
Nebraska rules behind a Kimball personal loan
Read the table as a lender's compliance picture for Kimball: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
How personal loans work in Kimball
Kimball is a small community of about 2,192 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Kimball's rank of 54th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Kimball loan is knowable in advance — unlike a revolving card balance.
Kimball in state context
Among Nebraska's 527 places, Kimball sits at 54th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Kimball stands 491st among Nebraska's 527 places — roughly the 7th percentile. By density, at about 956 people per square mile, it ranks 214th in Nebraska. Within 50 miles sit 21 smaller Census places, alongside the 4 that are larger.
Where Kimball sits
Kimball's land area is roughly 2.3 square miles, and the Gazetteer records no significant water area within it. With 2,192 residents, the land area yields roughly 956 people per square mile. Omaha, the largest place in Nebraska, is about 395 miles from Kimball. Counting outward 50 miles, 4 larger communities surround Kimball. The 100-mile radius contains 29 larger places.
How lenders reach Kimball
At roughly 956 people per square mile, Kimball is moderately settled; 4 larger places lie within 50 miles. Whether Kimball has a local branch or not, a Nebraska-licensed lender can serve its 2,192 people online on the same terms. For a larger market, the closest option is Sidney, NE about 36 miles away.
Common questions
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Nearby places
- Dix, NE — population 183
- Bushnell, NE — population 111
- Potter, NE — population 343
- Pine Bluffs, WY — population 1,121
- Albin, WY — population 160
- Melbeta, NE — population 109
- McGrew, NE — population 65
- Gering, NE — population 8,531