Personal loans in Dalton, NE

A personal loan in Dalton is priced from your credit file and income, not from the fact that the city holds 289 people. Consumer lending that reaches Dalton's 289 residents is governed by Nebraska statute; no city ordinance changes it. Judge Dalton offers on total cost, not on how quickly the money arrives. The nearest larger city is Bridgeport, NE about 19 miles away.

Local context for Dalton

Dalton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 289 residents in Dalton (Vintage 2023 subcounty estimate), the 266th-largest figure among Nebraska's 527 places.
• Population trend: About 1.0% above the 2020 Census base.
• Net change: roughly 3 more people than the 2020 Census counted.
• Size percentile: roughly 50% of Nebraska's places have fewer residents than Dalton's 289.
• Population density: 840 people per square mile on 0.3 square miles of land.
• Land area rank: Dalton's 0.3 square miles rank 310th of 527 places in Nebraska.
• State share: roughly 0.0% of Nebraska's residents live in Dalton (289 people).
• National standing: Dalton ranks 15,235th of 19,457 US places.
• Growth rank: Dalton's 2020-to-2023 change ranks 117th of 527 places in Nebraska.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Dalton's 1.0%.
• Density in Nebraska: Dalton ranks 262nd by people per square mile.
• Density in context: Dalton's 840 people per square mile sit against a Nebraska median of 830.
• Location: 41.4082, -102.9708 (US Census Bureau Gazetteer).
• Nearest larger cities: Bridgeport (19 mi); Sidney (19 mi); Potter (22 mi); Lodgepole (25 mi); Bayard (30 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Gurley (6 mi); Broadwater (14 mi); Dix (29 mi) — useful context for the surrounding area.
• Smaller neighbours: 12 places smaller than Dalton sit within 50 miles.
• Within 100 miles: 47 places are larger than Dalton.

The anatomy of a Dalton personal loan

With roughly 289 residents, Dalton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Dalton loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Dalton decides the split between a comfortable payment and the total interest you pay.

The Nebraska lending rules that reach Dalton

This table holds the Nebraska rate and licensing rules for consumer loans made to Dalton's 289 residents.

Where Dalton sits

Dalton's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 840 people per square mile. For the state's biggest city, Omaha, the distance is roughly 359 miles. Within 50 miles of Dalton there are 14 larger Census places. By land area it ranks 310th of 527 Nebraska places.

How Dalton compares across Nebraska

Among Nebraska's 527 places, Dalton sits at 266th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 117th of 527 Nebraska places, putting it near the 78th percentile for growth. By density, at about 840 people per square mile, it ranks 262nd in Nebraska. In land area, Dalton ranks 310th among Nebraska's 527 places.

A pre-application checklist for Dalton

For Dalton's roughly 289 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Nebraska licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

The process is identical across Nebraska; what changes is your credit file, not the fact that Dalton holds 289 people.