Personal loans in Broadwater, NE
A lender serving Broadwater holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 96 residents. The 2020 count to the 2023 estimate shows about 1.0% decline in Broadwater.
The Census counts 96 people in Broadwater, the 419th-largest figure among Nebraska's 527 places. Rate-shopping from Broadwater costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Rate ceilings, licensing requirements and product limits for Broadwater are all set at the Nebraska level. The closest larger place is Bridgeport, NE about 13 miles away.
Local context for Broadwater
The figures below are Broadwater's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: a Census-estimated 96, 419th among Nebraska's 527 places (Vintage 2023).
- Population trend: Roughly 1.0% fewer residents than the 2020 Census counted.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 20% of the places in Nebraska, with 96 residents in Broadwater.
- Population density: about 611 people per square mile (Census land area 0.2 sq mi).
- By land area: Broadwater ranks 460th among Nebraska's 527 places, at 0.2 sq mi.
- Share of state population: Broadwater's 96 residents are about 0.0% of Nebraska.
- National rank: Broadwater is 18,194th of 19,457 places nationwide.
- Growth rank: Broadwater ranks 283rd among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Broadwater's 1.0%.
- Density rank: Broadwater places 347th among Nebraska's places by people per square mile.
- Density vs Nebraska: Broadwater's 611 people per square mile compare with a state median of 830.
- Location: the Census Gazetteer records it at 41.5980, -102.8525.
- Nearest larger cities: Bridgeport (13 mi); Dalton (14 mi); Gurley (20 mi); Bayard (27 mi); Oshkosh (29 mi). Living near a larger metro rarely changes what is available in Broadwater.
- Smaller communities close by: McGrew (31 mi); Paoli (71 mi); Lamar (84 mi), each with its own Census population profile.
- Smaller places within 50 miles: 1 of them.
- Within 100 miles: 65 places are larger than Broadwater.
Nebraska consumer-lending rules applied in Broadwater
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Broadwater lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Broadwater's place among Nebraska's 527 places
Among Nebraska's 527 places, Broadwater sits at 419th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Broadwater ranks 283rd of 527 in Nebraska (about the 46th percentile). At about 611 people per square mile, Broadwater is the 347th most densely settled place in Nebraska. Within 50 miles sit 1 smaller Census places, alongside the 20 that are larger.
The anatomy of a Broadwater personal loan
Broadwater is a small community of about 96 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Broadwater's 96 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Broadwater loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Broadwater
Broadwater is moderately settled, with about 611 people per square mile and 20 larger places within 50 miles. Lenders licensed in Nebraska reach Broadwater's 96 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Bridgeport, NE about 13 miles away.
Broadwater on the map
The Census Gazetteer records about 0.2 square miles of land within Broadwater, with no significant water area listed. Spread across it are roughly 611 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 353 miles. Counting outward 50 miles, 20 larger communities surround Broadwater. Within the same 50 miles lie 1 smaller Census places.
Common questions
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Nearby places
- Dalton, NE — population 289
- Bridgeport, NE — population 1,448
- Gurley, NE — population 187
- Sidney, NE — population 6,440
- Bayard, NE — population 1,124
- Lodgepole, NE — population 316
- Alliance, NE — population 8,056
- Oshkosh, NE — population 770