Personal loans in Dickens, TX

The nearest larger city is Spur, TX about 10 miles away. A 2020-to-2023 comparison shows Dickens down by about 2.8%. Consumer lending that reaches Dickens's 208 residents is governed by Texas statute; no city ordinance changes it. If debt is already a strain, a nonprofit credit counsellor can help Dickens residents before they take on more.

Where Dickens stands

Most of what governs a Dickens loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

• Population: 208 people, a figure that places Dickens 1,151st among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.8%.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: roughly 6% of Texas's places have fewer residents than Dickens's 208.
• Density: roughly 217 residents per square mile, spread over 1.0 sq mi of land.
• Land area: Dickens covers 1.0 square miles, the 1,029th-largest area among Texas's 1,224 places.
• State population share: Dickens accounts for about 0.0% of everyone in Texas.
• Nationally: Dickens is the 16,356th-largest of 19,457 Census places in the dataset.
• Growth in Texas: Dickens stands 1,092nd by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Dickens moved 2.8%.
• Density rank: Dickens places 1,103rd among Texas's places by people per square mile.
• Density in context: Dickens's 217 people per square mile sit against a Texas median of 840.
• Location: the Census Gazetteer records it at 33.6213, -100.8368.
• Nearest larger cities: Spur (10 mi); Crosbyton (23 mi); Matador (27 mi); Jayton (30 mi); Ralls (32 mi). Larger metros often have more branches, but online lenders reach Dickens on the same terms.
• Smaller places nearby: Roaring Springs (19 mi); O'Brien (60 mi); Benjamin (60 mi).
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 83 larger Census places fall inside that radius.

Lender access in Dickens

With about 217 residents per square mile, Dickens is lightly settled, and 16 larger Census places sit within 50 miles. Lenders licensed in Texas reach Dickens's 208 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Spur, TX about 10 miles away.

Dickens's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Dickens ranks 1,151st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 1,092nd of 1,224 Texas places, putting it near the 11th percentile for growth. By density, at about 217 people per square mile, it ranks 1,103rd in Texas. In land area, Dickens ranks 1,029th among Texas's 1,224 places.

Dickens: area, density and distance

The Census Gazetteer records about 1.0 square miles of land within Dickens, with no significant water area listed. With 208 residents, the land area yields roughly 217 people per square mile. For the state's biggest city, Houston, the distance is roughly 416 miles. Counting outward 50 miles, 16 larger communities surround Dickens. The 100-mile radius contains 83 larger places.

What Texas law requires in Dickens

Below are the Texas rules that apply to a loan made in Dickens, each with the regulator that issued it.

How personal loans work in Dickens

A Dickens personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 208 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dickens. Shortening the term on a Dickens loan raises the monthly payment but cuts the interest; lengthening it does the reverse.