Personal loans in Crosbyton, TX

Decide the purpose of the loan and your repayment plan before sharing any details with a Crosbyton lender. Every figure below is Texas's own, applied to Crosbyton's 1,434 residents, with the publisher and retrieval date attached. Crosbyton shed about 4.1% of its population between the 2020 base and the 2023 estimate. The next larger city is Ralls, TX about 9 miles away.

Crosbyton by the numbers

What follows is Crosbyton's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: 1,434 residents; Crosbyton is the 700th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Down about 4.1% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 61 fewer people than the 2020 Census counted.
• Size percentile: about 43% of Texas communities are smaller than Crosbyton (1,434 residents).
• Population density: about 679 people per square mile across 2.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Crosbyton covers 2.1 square miles, the 661st-largest area among Texas's 1,224 places.
• Share of state population: Crosbyton's 1,434 residents are about 0.0% of Texas.
• National rank: Crosbyton sits 8,853rd by population among the 19,457 places in this dataset.
• Growth in Texas: Crosbyton stands 1,161st by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Crosbyton's 4.1%.
• Density rank: Crosbyton is the 741st most densely settled place in Texas.
• Against the state median: Crosbyton runs about 679 residents per square mile, where the Texas median is 840.
• Location: the Census Gazetteer records it at 33.6413, -101.2377.
• Nearest larger cities: Ralls (9 mi); Floydada (24 mi); Idalou (26 mi); Slaton (27 mi); Post (32 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Lorenzo (17 mi); Dickens (23 mi); Spur (25 mi).
• Smaller places within 50 miles: 13 of them.
• Larger places within 100 miles: 33.

Texas consumer-lending rules applied in Crosbyton

Texas has no separate rate rule for Crosbyton; the sourced rows below are what reach every lender that serves its 1,434 people.

How a Crosbyton personal loan is priced

Crosbyton is a small community of about 1,434 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Crosbyton's 1,434 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Crosbyton loan is knowable in advance — unlike a revolving card balance.

What is available to Crosbyton borrowers

With about 679 residents per square mile, Crosbyton is moderately settled, and 12 larger Census places sit within 50 miles. Lenders licensed in Texas reach Crosbyton's 1,434 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ralls, TX about 9 miles away.

Steps to take before a Crosbyton loan

These steps shape the offer you get in Crosbyton, a place of about 1,434 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Texas; what changes is your credit file, not the fact that Crosbyton holds 1,434 people.

Where Crosbyton sits

Crosbyton's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 679 people per square mile. The largest place in Texas, Houston, lies about 435 miles away. Counting outward 50 miles, 12 larger communities surround Crosbyton. By land area it ranks 661st of 1,224 Texas places.