Personal loans in Spur, TX

With roughly 830 residents, Spur is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. Every figure below is Texas's own, applied to Spur's 830 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Spur residents before they take on more. A larger market lies at Crosbyton, TX about 25 miles away.

Borrowing in Spur: the local picture

Spur is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 830 people live here, which puts Spur 857th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: A drop of about 3.8% from 2020 to 2023.
• People gained or lost: about 33 fewer since the 2020 base.
• Size percentile: about 30% of Texas's Census places are smaller than Spur.
• Population density: about 518 people per square mile (Census land area 1.6 sq mi).
• Land area: Spur covers 1.6 square miles, the 824th-largest area among Texas's 1,224 places.
• State population share: Spur accounts for about 0.0% of everyone in Texas.
• National rank: Spur sits 11,023rd by population among the 19,457 places in this dataset.
• Growth rank: Spur ranks 1,152nd among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Spur moved 3.8%.
• Density in Texas: Spur ranks 866th by people per square mile.
• Against the state median: Spur runs about 518 residents per square mile, where the Texas median is 840.
• Location: 33.4766 / -100.8502, per the US Census Bureau Gazetteer.
• Nearest larger cities: Crosbyton (25 mi); Ralls (34 mi); Post (36 mi); Lorenzo (42 mi); Floydada (45 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Dickens (10 mi); Jayton (22 mi); Roaring Springs (29 mi).
• Smaller places within 50 miles: 6 of them.
• At 100 miles: 48 larger Census places fall inside that radius.

What is available to Spur borrowers

With about 518 residents per square mile, Spur is moderately settled, and 10 larger Census places sit within 50 miles. Distance to a branch rarely matters for Spur's 830 residents: the application is online and the price follows your credit file. The nearest bigger place is Crosbyton, TX about 25 miles away.

Spur: area, density and distance

The Census Gazetteer records about 1.6 square miles of land within Spur, with no significant water area listed. With 830 residents, the land area yields roughly 518 people per square mile. Houston, the largest place in Texas, is about 410 miles from Spur. A 50-mile radius around Spur takes in 10 places that are larger. The 100-mile radius contains 48 larger places.

Spur in state context

Among Texas's 1,224 places, Spur sits at 857th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Spur ranks 1,152nd of 1,224 in Texas (about the 6th percentile). By density, at about 518 people per square mile, it ranks 866th in Texas. Between 2020 and 2023 the count changed by roughly 33 residents.

A practical checklist for Spur borrowers

For Spur's roughly 830 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Spur and the rest of Texas is not the process but the borrower's own file, among the 830 people here.

Which Texas laws govern a loan in Spur

For the roughly 830 residents of Spur, the rules below are Texas's own; each row carries its publisher and retrieval date.