Personal loans in Paducah, TX

Paducah: population, trend and location

Two layers matter for a Paducah borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 990 — Paducah ranks 800th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 6.5% between 2020 and 2023.
• People gained or lost: about 69 fewer since the 2020 base.
• Size percentile: bigger than about 35% of the places in Texas, with 990 residents in Paducah.
• Density: the Census land area of 1.5 sq mi holds about 657 people per square mile.
• By land area: Paducah ranks 854th among Texas's 1,224 places, at 1.5 sq mi.
• Within Texas: about 0.0% of the state's population lives in Paducah.
• Nationally: Paducah is the 10,247th-largest of 19,457 Census places in the dataset.
• Growth in Texas: Paducah stands 1,212th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Paducah's 6.5%.
• Density rank: Paducah is the 761st most densely settled place in Texas.
• Against the state median: Paducah runs about 657 residents per square mile, where the Texas median is 840.
• Location: 34.0140, -100.3037 (US Census Bureau Gazetteer).
• Nearest larger cities: Childress (29 mi); Quanah (37 mi); Knox City (50 mi); Memphis (51 mi); Hollis (52 mi). Larger metros often have more branches, but online lenders reach Paducah on the same terms.
• Nearest smaller places: Matador (30 mi); Roaring Springs (33 mi); Crowell (33 mi).
• Smaller places within 50 miles: 11 of them.
• At 100 miles: 45 larger Census places fall inside that radius.

The Paducah borrowing checklist

For Paducah's roughly 990 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Paducah as elsewhere in Texas, the written terms — not the advertisement — are what count for its 990 residents.

Which Texas laws govern a loan in Paducah

The rows below set out what a licensed lender must follow in Texas, and so for Paducah's roughly 990 residents.

Borrowing reach in Paducah

With about 657 residents per square mile, Paducah is moderately settled, and 3 larger Census places sit within 50 miles. Whether Paducah has a local branch or not, a Texas-licensed lender can serve its 990 people online on the same terms. The nearest bigger place is Childress, TX about 29 miles away.

Paducah: area, density and distance

The Census Gazetteer records about 1.5 square miles of land within Paducah, with no significant water area listed. That land carries about 657 people per square mile. The largest place in Texas, Houston, lies about 410 miles away. Within 50 miles of Paducah there are 3 larger Census places. By land area it ranks 854th of 1,224 Texas places.

Inside a Paducah personal loan

Paducah is a small community of about 990 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Paducah lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Paducah loan is knowable in advance — unlike a revolving card balance.