Personal loans in Delta, UT

Delta by the numbers

Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.

• Population: a Census-estimated 3,728, 101st among Utah's 255 places (Vintage 2023).
• Population trend: A rise of about 3.0% from 2020 to 2023.
• Net change: roughly 109 more people than the 2020 Census counted.
• Size percentile: about 60% of Utah communities are smaller than Delta (3,728 residents).
• Population density: about 432 people per square mile across 8.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Delta ranks 83rd among Utah's 255 places, at 8.6 sq mi.
• Water: Delta holds about 0.13 square miles, the 24th-largest water area in Utah.
• Share of state population: Delta's 3,728 residents are about 0.1% of Utah.
• National rank: Delta is the 5,638th most populous of the 19,457 Census places covered here.
• Growth rank: Delta ranks 151st among Utah's 255 places for the 2020-to-2023 change.
• Versus Utah: the state average change is +5.3%, while Delta moved 3.0%.
• Density in Utah: Delta ranks 161st by people per square mile.
• Density vs Utah: Delta's 432 people per square mile compare with a state median of 705.
• Location: 39.3633, -112.5438 (US Census Bureau Gazetteer).
• Nearest larger cities: Nephi (45 mi); Richfield (48 mi); Ephraim (51 mi); Santaquin (58 mi); Mount Pleasant (59 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Hinckley (7 mi); Oak City (11 mi); Lynndyl (13 mi).
• Smaller neighbours: 23 places smaller than Delta sit within 50 miles.
• At 100 miles: 46 larger Census places fall inside that radius.

Lender access in Delta

Delta is lightly settled, with about 432 people per square mile and 2 larger places within 50 miles. Distance to a branch rarely matters for Delta's 3,728 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Nephi, UT about 45 miles away.

Delta's place among Utah's 255 places

Set beside Utah's 255 places, Delta ranks 101st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Delta stands 151st among Utah's 255 places — roughly the 41th percentile. Its roughly 432 residents per square mile place it 161st among Utah's places. In land area, Delta ranks 83rd among Utah's 255 places.

Delta on the map

The Census Gazetteer records 8.6 square miles of land and 0.13 square miles of water within Delta. The resulting density is about 432 people per square mile. The largest place in Utah, Salt Lake City, lies about 103 miles away. A 50-mile radius around Delta takes in 2 places that are larger. The 100-mile radius contains 46 larger places.

What shapes a Delta personal loan

Delta is a small community of about 3,728 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Delta can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Delta loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Utah laws govern a loan in Delta

Read the table as a lender's compliance picture for Delta: the rule, the sourced figure, the publisher and the date.