Personal loans in Leamington, UT
To lend to Leamington's 274 residents, a company must hold a Utah licence, and each sourced row below names the regulator behind it.
The roughly 274 people who live in Leamington borrow under Utah rules; city hall sets no personal-loan rate. Roughly 274 residents live in Leamington, the 226th-largest community in Utah. Census figures put the 2020-to-2023 increase in Leamington at about 4.6%. Read the disclosure for an origination fee and any prepayment penalty before signing in Leamington. The closest larger city is Oak City, UT about 11 miles away.
Leamington: the sourced local profile
Two layers matter for a Leamington borrower: the local population picture and Utah's consumer-lending statutes.
- Population: about 274 people live here, which puts Leamington 226th of 255 Census places in Utah (Vintage 2023).
- Population trend: A gain of roughly 4.6% between 2020 and 2023.
- Net change: roughly 12 more people than the 2020 Census counted.
- Size percentile: Leamington sits ahead of around 11% of Utah places, at 274 people.
- Land and density: 1.6 square miles of land carry roughly 175 residents per square mile.
- Land area: Leamington covers 1.6 square miles, the 200th-largest area among Utah's 255 places.
- State share: roughly 0.0% of Utah's residents live in Leamington (274 people).
- Nationally: Leamington is the 15,427th-largest of 19,457 Census places in the dataset.
- Growth rank: Leamington ranks 115th among Utah's 255 places for the 2020-to-2023 change.
- Against the state trend: Leamington's 4.6% change compares with a Utah average of +5.3% across its 255 places.
- Density in Utah: Leamington ranks 195th by people per square mile.
- Density in context: Leamington's 175 people per square mile sit against a Utah median of 705.
- Location: 39.5313, -112.2852 (Census Gazetteer coordinates).
- Nearest larger cities: Oak City (11 mi); Delta (18 mi); Scipio (22 mi); Levan (23 mi); Hinckley (25 mi). Online lenders reach Leamington no matter how far the nearest branch is.
- Smaller places close by: Lynndyl (6 mi); Fayette (31 mi); Fairfield (50 mi).
- Smaller places within 50 miles: 3 of them.
- At 100 miles: 122 larger Census places fall inside that radius.
How lenders reach Leamington
Leamington is lightly settled, with about 175 people per square mile and 36 larger places within 50 miles. What is available to Leamington's 274 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. The nearest larger city, Oak City, UT about 11 miles away.
Utah consumer-lending rules applied in Leamington
Utah has no separate rate rule for Leamington; the sourced rows below are what reach every lender that serves its 274 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Leamington in state context
Against Utah's other places, Leamington accounts for about 0.0% of the state's population and ranks 226th of 255 by size. For population change between 2020 and 2023, Leamington ranks 115th of 255 in Utah (about the 55th percentile). At about 175 people per square mile, Leamington is the 195th most densely settled place in Utah. Between 2020 and 2023 the count changed by roughly 12 residents.
What shapes a Leamington personal loan
With roughly 274 residents, Leamington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Leamington loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Leamington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Leamington on the map
Leamington covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 175 people per square mile. Salt Lake City, the largest place in Utah, is about 88 miles from Leamington. A 50-mile radius around Leamington takes in 36 places that are larger. The 100-mile radius contains 122 larger places.
Common questions
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Nearby places
- Lynndyl, UT — population 125
- Oak City, UT — population 635
- Delta, UT — population 3,728
- Scipio, UT — population 369
- Levan, UT — population 907
- Holden, UT — population 463
- Hinckley, UT — population 643
- Eureka, UT — population 662