Personal loans in Holden, UT

Judge Holden offers on total cost, not on how quickly the money arrives. Lenders active in Holden report to a Utah supervisor, identified in the sourced rows below. Holden gained roughly 2.2% in population across the 2020-to-2023 comparison. The nearest larger metro is Fillmore, UT about 10 miles away.

Holden: population, trend and location

Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.

• Population: an estimated 463 residents, 200th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 2.2% between 2020 and 2023.
• Net change: roughly 10 more people than the 2020 Census counted.
• Size percentile: bigger than about 22% of the places in Utah, with 463 residents in Holden.
• Density: roughly 790 residents per square mile, spread over 0.6 sq mi of land.
• Land area: Holden covers 0.6 square miles, the 243rd-largest area among Utah's 255 places.
• Share of Utah: Holden holds about 0.0% of the state's population, some 463 people.
• Nationally: Holden is the 13,483rd-largest of 19,457 Census places in the dataset.
• Growth rank: Holden's 2020-to-2023 change ranks 172nd of 255 places in Utah.
• Versus Utah: the state average change is +5.3%, while Holden moved 2.2%.
• Density rank: Holden is the 119th most densely settled place in Utah.
• Against the state median: Holden runs about 790 residents per square mile, where the Utah median is 705.
• Location: coordinates 39.1001, -112.2704 (US Census Bureau Gazetteer).
• Nearest larger cities: Fillmore (10 mi); Oak City (19 mi); Aurora (22 mi); Kanosh (23 mi); Redmond (23 mi). Online lenders reach Holden no matter how far the nearest branch is.
• Smaller places nearby: Scipio (14 mi); Meadow (17 mi); Sigurd (23 mi).
• Smaller places within 50 miles: 11 of them.
• Within 100 miles: 75 places are larger than Holden.

Getting a loan in Holden

With about 790 residents per square mile, Holden is moderately settled, and 24 larger Census places sit within 50 miles. A Utah licence lets a lender serve Holden without a local office, so branch density does not change what its 463 residents are offered. For a larger market, the closest option is Fillmore, UT about 10 miles away.

What to do before borrowing in Holden

For Holden's roughly 463 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Utah regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Holden-specific: the same Utah licensing and disclosure rules reach all 463 residents.

How a Holden personal loan is priced

Holden is a small community of about 463 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Holden loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Holden loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Holden

Holden covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 790 people per square mile. The largest place in Utah, Salt Lake City, lies about 117 miles away. A 50-mile radius around Holden takes in 24 places that are larger. By land area it ranks 243rd of 255 Utah places.

What Utah law requires in Holden

Utah has no separate rate rule for Holden; the sourced rows below are what reach every lender that serves its 463 people.