Personal loans in Meadow, UT
When Utah caps or restricts a product, lenders either change the terms or withdraw it from Meadow as from the rest of the state. Meadow is one of 255 Census places in Utah; its 348 residents put it at 212th.
Meadow is a small community of about 348 residents, and a personal loan taken out here is governed by Utah statute. A 2020-to-2023 comparison shows Meadow up by about 4.2%. Read the disclosure for an origination fee and any prepayment penalty before signing in Meadow. The nearest larger metro is Kanosh, UT about 6 miles away.
Meadow: population, trend and location
Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.
- Population: a Census-estimated 348, 212th among Utah's 255 places (Vintage 2023).
- Population trend: A rise of about 4.2% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 14 residents.
- Size percentile: Meadow sits ahead of around 17% of Utah places, at 348 people.
- Population density: about 680 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Meadow covers 0.5 square miles, the 247th-largest area among Utah's 255 places.
- Share of state population: Meadow's 348 residents are about 0.0% of Utah.
- National rank: Meadow is the 14,612th most populous of the 19,457 Census places covered here.
- Growth rank: Meadow's 2020-to-2023 change ranks 126th of 255 places in Utah.
- Against the state trend: Meadow's 4.2% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Meadow is the 130th most densely settled place in Utah.
- Against the state median: Meadow runs about 680 residents per square mile, where the Utah median is 705.
- Location: 38.8862, -112.4071 (Census Gazetteer coordinates).
- Nearest larger cities: Kanosh (6 mi); Fillmore (7 mi); Holden (17 mi); Richfield (19 mi); Elsinore (20 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Joseph (21 mi); Fayette (38 mi); Koosharem (38 mi).
- Smaller neighbours: 8 places smaller than Meadow sit within 50 miles.
- Larger places within 100 miles: 64.
Steps to take before a Meadow loan
A sensible order of operations for a loan in Meadow, home to about 348 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Utah regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Meadow-specific: the same Utah licensing and disclosure rules reach all 348 residents.
How Meadow compares across Utah
Meadow is the 212th-largest of 255 Census places in Utah and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Meadow stands 126th among Utah's 255 places — roughly the 51th percentile. Its roughly 680 residents per square mile place it 130th among Utah's places. By land area, its 0.5 square miles rank 247th of 255 places in Utah.
The geography behind Meadow
Meadow's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 680 people per square mile. Salt Lake City, the largest place in Utah, is about 133 miles from Meadow. Within 50 miles of Meadow there are 24 larger Census places. The 100-mile radius contains 64 larger places.
Lender access in Meadow
Meadow is moderately settled, with about 680 people per square mile and 24 larger places within 50 miles. Distance to a branch rarely matters for Meadow's 348 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Kanosh, UT about 6 miles away.
Utah consumer-lending rules applied in Meadow
Every row below records a Utah rule, its publisher and its retrieval date — the same rules a Meadow lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
Common questions
What are my options in Meadow if my credit is poor?
What loan size can I expect in Meadow?
Do I have to pledge anything to borrow in Meadow?
Does comparing loans in Meadow cost me credit score points?
Nearby places
- Kanosh, UT — population 513
- Fillmore, UT — population 2,671
- Holden, UT — population 463
- Joseph, UT — population 305
- Elsinore, UT — population 872
- Richfield, UT — population 8,268
- Central Valley, UT — population 679
- Monroe, UT — population 2,685