Personal loans in Meadow, UT

When Utah caps or restricts a product, lenders either change the terms or withdraw it from Meadow as from the rest of the state. Meadow is one of 255 Census places in Utah; its 348 residents put it at 212th.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Meadow is a small community of about 348 residents, and a personal loan taken out here is governed by Utah statute. A 2020-to-2023 comparison shows Meadow up by about 4.2%. Read the disclosure for an origination fee and any prepayment penalty before signing in Meadow. The nearest larger metro is Kanosh, UT about 6 miles away.

Meadow: population, trend and location

Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.

Steps to take before a Meadow loan

A sensible order of operations for a loan in Meadow, home to about 348 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Model the payment on the calculator before a lender models it for you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Check the Utah regulator's records to confirm the lender is licensed here.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Write down the purpose of the loan and your repayment plan before you apply.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Meadow-specific: the same Utah licensing and disclosure rules reach all 348 residents.

How Meadow compares across Utah

Meadow is the 212th-largest of 255 Census places in Utah and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Meadow stands 126th among Utah's 255 places — roughly the 51th percentile. Its roughly 680 residents per square mile place it 130th among Utah's places. By land area, its 0.5 square miles rank 247th of 255 places in Utah.

The geography behind Meadow

Meadow's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 680 people per square mile. Salt Lake City, the largest place in Utah, is about 133 miles from Meadow. Within 50 miles of Meadow there are 24 larger Census places. The 100-mile radius contains 64 larger places.

Lender access in Meadow

Meadow is moderately settled, with about 680 people per square mile and 24 larger places within 50 miles. Distance to a branch rarely matters for Meadow's 348 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Kanosh, UT about 6 miles away.

Utah consumer-lending rules applied in Meadow

Every row below records a Utah rule, its publisher and its retrieval date — the same rules a Meadow lender must follow.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah
Utah State Legislature
as of 2026-09-16
Small-loan / installment lender licensingConsumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS
Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS).
Utah Department of Financial Institutions (DFI)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Meadow if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meadow is the same as anywhere in Utah.
What loan size can I expect in Meadow?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Meadow?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Meadow cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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