Personal loans in Colbert, OK

With roughly 1,076 residents, Colbert is a small community, and the lending rules its borrowers live under are written in Oklahoma, not by the city. Lenders active in Colbert report to a Oklahoma supervisor, identified in the sourced rows below. If debt is already a strain, a nonprofit credit counsellor can help Colbert residents before they take on more. The nearest larger metro is Calera, OK about 7 miles away.

The Colbert data picture

Colbert is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,076 residents; Colbert is the 199th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: Up about 4.5% from the 2020 Census base to the 2023 estimate.
• Absolute change: 46 residents added between 2020 and 2023.
• Size percentile: about 66% of Oklahoma's Census places are smaller than Colbert.
• Density: the Census land area of 1.4 sq mi holds about 791 people per square mile.
• Land area rank: Colbert's 1.4 square miles rank 286th of 590 places in Oklahoma.
• Water area: Colbert has 0.01 square miles of water, ranking 182nd of 590 places in Oklahoma.
• Within Oklahoma: about 0.0% of the state's population lives in Colbert.
• Nationally: Colbert is the 9,934th-largest of 19,457 Census places in the dataset.
• Growth rank: Colbert's 2020-to-2023 change ranks 70th of 590 places in Oklahoma.
• Versus Oklahoma: the state average change is +1.3%, while Colbert moved 4.5%.
• Density rank: Colbert is the 174th most densely settled place in Oklahoma.
• Density vs Oklahoma: Colbert's 791 people per square mile compare with a state median of 546.
• Location: 33.8584, -96.5076 (Census Gazetteer coordinates).
• Nearest larger cities: Calera (7 mi); Denison (8 mi); Pottsboro (11 mi); Durant (12 mi); Kingston (15 mi). Living near a larger metro rarely changes what is available in Colbert.
• Smaller communities within reach: Achille (7 mi); Hendrix (8 mi); Mead (10 mi).
• Within a 50-mile radius: 49 smaller Census places.
• At 100 miles: 219 larger Census places fall inside that radius.

Colbert's place among Oklahoma's 590 places

Set beside Oklahoma's 590 places, Colbert ranks 199th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Colbert stands 70th among Oklahoma's 590 places — roughly the 88th percentile. Its roughly 791 residents per square mile place it 174th among Oklahoma's places. By land area, its 1.4 square miles rank 286th of 590 places in Oklahoma.

How personal loans work in Colbert

With roughly 1,076 residents, Colbert is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Colbert's rank of 199th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Colbert loan is knowable in advance — unlike a revolving card balance.

Colbert: area, density and distance

Colbert's land area is about 1.4 square miles; a further 0.01 square miles is water. The resulting density is about 791 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 125 miles. Counting outward 50 miles, 42 larger communities surround Colbert. Within the same 50 miles lie 49 smaller Census places.

Oklahoma rules behind a Colbert personal loan

Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Colbert lender must follow.

Before you apply in Colbert

For Colbert's roughly 1,076 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Oklahoma regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Colbert-specific: the same Oklahoma licensing and disclosure rules reach all 1,076 residents.