Personal loans in Calera, OK

Calera by the numbers

Two layers matter for a Calera borrower: the local population picture and Oklahoma's consumer-lending statutes.

• Population: the Census counts 3,023 residents in Calera (Vintage 2023 subcounty estimate), the 112th-largest figure among Oklahoma's 590 places.
• Population trend: Roughly 4.1% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 118 residents.
• Size percentile: about 81% of Oklahoma communities are smaller than Calera (3,023 residents).
• Population density: 571 people per square mile on 5.3 square miles of land.
• By land area: Calera ranks 137th among Oklahoma's 590 places, at 5.3 sq mi.
• Water area: Calera has 0.07 square miles of water, ranking 98th of 590 places in Oklahoma.
• Within Oklahoma: about 0.1% of the state's population lives in Calera.
• National standing: Calera ranks 6,262nd of 19,457 US places.
• Growth rank: Calera's 2020-to-2023 change ranks 78th of 590 places in Oklahoma.
• Versus Oklahoma: the state average change is +1.3%, while Calera moved 4.1%.
• Density rank: Calera places 283rd among Oklahoma's places by people per square mile.
• Density vs Oklahoma: Calera's 571 people per square mile compare with a state median of 546.
• Location: mapped by the US Census Bureau at 33.9308, -96.4291.
• Nearest larger cities: Durant (5 mi); Denison (14 mi); Madill (23 mi); Sherman (24 mi); Tishomingo (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Colbert (7 mi); Mead (7 mi); Achille (7 mi).
• Smaller places within 50 miles: 70 of them.
• Larger places within 100 miles: 139.

Calera on the map

Inside Calera's boundaries lie roughly 5.3 square miles of land and 0.07 square miles of water. Spread across it are roughly 571 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 123 miles from Calera. Calera has 15 larger places within a 50-mile radius. The 100-mile radius contains 139 larger places.

Calera in state context

Against Oklahoma's other places, Calera accounts for about 0.1% of the state's population and ranks 112th of 590 by size. Its 2020-to-2023 change ranks 78th of 590 Oklahoma places, putting it near the 87th percentile for growth. By density, at about 571 people per square mile, it ranks 283rd in Oklahoma. The population moved by about 118 people between 2020 and 2023, a 4.1% shift.

Lender access in Calera

At roughly 571 people per square mile, Calera is moderately settled; 15 larger places lie within 50 miles. Distance to a branch rarely matters for Calera's 3,023 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Durant, OK about 5 miles away.

Oklahoma rules behind a Calera personal loan

Below are the Oklahoma rules that apply to a loan made in Calera, each with the regulator that issued it.

How personal loans work in Calera

Most loans made to Calera's 3,023 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Calera's rank of 112th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Calera loan is knowable in advance — unlike a revolving card balance.