Personal loans in Mead, OK
In Mead, one of 590 Census places in Oklahoma, the figure to compare across lenders is the APR, not the advertised rate. Population in Mead climbed about 4.9% over the three years from 2020 to 2023. With 235 residents, Mead outranks about 29% of the communities in Oklahoma. Judge Mead offers on total cost, not on how quickly the money arrives. Rate ceilings, licensing requirements and product limits for Mead are all set at the Oklahoma level. Borrowers who want a bigger city can look to Silo, OK about 4 miles away.
Mead by the numbers
What follows is Mead's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.
- Population: about 235 people live here, which puts Mead 418th of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: Higher by roughly 4.9% since the 2020 count.
- Net change: roughly 11 more people than the 2020 Census counted.
- Size percentile: about 29% of Oklahoma communities are smaller than Mead (235 residents).
- Population density: about 734 people per square mile (Census land area 0.3 sq mi).
- Land area rank: Mead's 0.3 square miles rank 486th of 590 places in Oklahoma.
- State population share: Mead accounts for about 0.0% of everyone in Oklahoma.
- National rank: Mead is 15,963rd of 19,457 places nationwide.
- Growth rank: Mead's 2020-to-2023 change ranks 62nd of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Mead's 4.9%.
- Density in Oklahoma: Mead ranks 201st by people per square mile.
- Against the state median: Mead runs about 734 residents per square mile, where the Oklahoma median is 546.
- Location: mapped by the US Census Bureau at 33.9980, -96.5186.
- Nearest larger cities: Silo (4 mi); Calera (7 mi); Durant (7 mi); Colbert (10 mi); Kingston (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Armstrong (11 mi); Kenefic (14 mi); Hendrix (17 mi).
- Within a 50-mile radius: 17 smaller Census places.
- Larger places within 100 miles: 314.
The Oklahoma lending rules that reach Mead
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Mead is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Mead in state context
Among Oklahoma's 590 places, Mead sits at 418th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Mead stands 62nd among Oklahoma's 590 places — roughly the 89th percentile. At about 734 people per square mile, Mead is the 201st most densely settled place in Oklahoma. By land area, its 0.3 square miles rank 486th of 590 places in Oklahoma.
Steps to take before a Mead loan
These steps shape the offer you get in Mead, a place of about 235 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Oklahoma licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Mead as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 235 residents.
How lenders reach Mead
Mead is a moderately settled community of about 235 people, with 67 larger places inside a 50-mile radius. What is available to Mead's 235 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Silo, OK about 4 miles away.
Mead on the map
Mead covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 734 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 116 miles. A 50-mile radius around Mead takes in 67 places that are larger. Within the same 50 miles lie 17 smaller Census places.
Common questions
What are my options in Mead if my credit is poor?
What loan size can I expect in Mead?
Do I have to pledge anything to borrow in Mead?
Does comparing loans in Mead cost me credit score points?
Nearby places
- Silo, OK — population 396
- Calera, OK — population 3,023
- Durant, OK — population 20,296
- Colbert, OK — population 1,076
- Armstrong, OK — population 116
- Kingston, OK — population 1,475
- Achille, OK — population 416
- Kenefic, OK — population 157