Personal loans in Denison, TX

Denison is one of 1,224 Census places in Texas; its 26,343 residents put it at 121st. Decide the purpose of the loan and your repayment plan before sharing any details with a Denison lender. From the 2020 Census base to the 2023 estimate, the population rose by about 7.7%. The nearest larger metro is Sherman, TX about 10 miles away.

Denison: population, trend and location

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 26,343 residents; Denison is the 121st-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 7.7% between 2020 and 2023.
• Absolute change: 1,883 residents added between 2020 and 2023.
• Size percentile: Denison's 26,343 people outrank roughly 90% of the places in Texas.
• Population density: about 908 people per square mile (Census land area 29.0 sq mi).
• Land area: Denison covers 29.0 square miles, the 86th-largest area among Texas's 1,224 places.
• Water: Denison holds about 0.52 square miles, the 101st-largest water area in Texas.
• Within Texas: about 0.1% of the state's population lives in Denison.
• National rank: Denison sits 1,484th by population among the 19,457 places in this dataset.
• Growth in Texas: Denison stands 304th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Denison moved 7.7%.
• Density rank: Denison is the 573rd most densely settled place in Texas.
• Density in context: Denison's 908 people per square mile sit against a Texas median of 840.
• Location: 33.7669, -96.5807 (US Census Bureau Gazetteer).
• Nearest larger cities: Sherman (10 mi); Anna (29 mi); Celina (33 mi); Prosper (39 mi); McKinney (39 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Pottsboro (5 mi); Knollwood (6 mi); Colbert (8 mi).
• Within a 50-mile radius: 90 smaller Census places.
• Within 100 miles: 49 places are larger than Denison.

Texas consumer-lending rules applied in Denison

Texas has no separate rate rule for Denison; the sourced rows below are what reach every lender that serves its 26,343 people.

Lender access in Denison

With about 908 residents per square mile, Denison is moderately settled, and 10 larger Census places sit within 50 miles. What is available to Denison's 26,343 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Sherman, TX about 10 miles away.

The geography behind Denison

Denison covers about 29.0 square miles of land, with 0.52 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 908 residents per square mile. For the state's biggest city, Houston, the distance is roughly 284 miles. A 50-mile radius around Denison takes in 10 places that are larger. By land area it ranks 86th of 1,224 Texas places.

How personal loans work in Denison

Denison is a smaller city of about 26,343 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Denison can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Denison loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Denison sits in Texas

Among Texas's 1,224 places, Denison sits at 121st for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 304th of 1,224 Texas places, putting it near the 75th percentile for growth. By density, at about 908 people per square mile, it ranks 573rd in Texas. By land area, its 29.0 square miles rank 86th of 1,224 places in Texas.