Personal loans in Cannonville, UT

With 193 residents, Cannonville outranks about 6% of the communities in Utah. Cannonville added about 5.5% to its population between the 2020 base and the 2023 estimate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Cannonville counts about 193 people, and what is genuinely local about borrowing here is limited — Utah law does the governing. Every figure below is Utah's own, applied to Cannonville's 193 residents, with the publisher and retrieval date attached. Compare APR, not the interest rate, because the APR folds in most fees on a Cannonville loan. The closest larger place is Henrieville, UT about 3 miles away.

Local context for Cannonville

What follows is Cannonville's place in the Census record, alongside the Utah rules that govern a personal loan made here.

What a Cannonville borrower is actually offered

Most loans made to Cannonville's 193 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Cannonville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Cannonville loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Cannonville

Cannonville is a sparsely settled community of about 193 people, with 15 larger places inside a 50-mile radius. Distance to a branch rarely matters for Cannonville's 193 residents: the application is online and the price follows your credit file. The nearest bigger place is Henrieville, UT about 3 miles away.

Steps to take before a Cannonville loan

Complete these steps first when you borrow in Cannonville (193 residents):

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the Utah licence with the regulator named above before committing.
  5. Test the payment against your current bills before you commit.
  6. Pick the shortest term whose payment you can comfortably afford.
  7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Cannonville and the rest of Utah is not the process but the borrower's own file, among the 193 people here.

What Utah law requires in Cannonville

Below are the Utah rules that apply to a loan made in Cannonville, each with the regulator that issued it.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract
Utah State Legislature
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah
Utah State Legislature
as of 2026-09-16

Cannonville in state context

Among Utah's 255 places, Cannonville sits at 239th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 91st of 255 Utah places, putting it near the 64th percentile for growth. At about 53 people per square mile, Cannonville is the 229th most densely settled place in Utah. By land area, its 3.6 square miles rank 154th of 255 places in Utah.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cannonville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cannonville is the same as anywhere in Utah.
What loan size can I expect in Cannonville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cannonville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cannonville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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