Personal loans in Cannonville, UT
With 193 residents, Cannonville outranks about 6% of the communities in Utah. Cannonville added about 5.5% to its population between the 2020 base and the 2023 estimate.
Cannonville counts about 193 people, and what is genuinely local about borrowing here is limited — Utah law does the governing. Every figure below is Utah's own, applied to Cannonville's 193 residents, with the publisher and retrieval date attached. Compare APR, not the interest rate, because the APR folds in most fees on a Cannonville loan. The closest larger place is Henrieville, UT about 3 miles away.
Local context for Cannonville
What follows is Cannonville's place in the Census record, alongside the Utah rules that govern a personal loan made here.
- Population: an estimated 193 residents, 239th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 5.5%.
- Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
- Size percentile: roughly 6% of Utah's places have fewer residents than Cannonville's 193.
- Population density: 53 people per square mile on 3.6 square miles of land.
- Land area: Cannonville covers 3.6 square miles, the 154th-largest area among Utah's 255 places.
- Share of Utah: Cannonville holds about 0.0% of the state's population, some 193 people.
- National standing: Cannonville ranks 16,590th of 19,457 US places.
- Growth rank: Cannonville ranks 91st among Utah's 255 places for the 2020-to-2023 change.
- Versus Utah: the state average change is +5.3%, while Cannonville moved 5.5%.
- Density in Utah: Cannonville ranks 229th by people per square mile.
- Against the state median: Cannonville runs about 53 residents per square mile, where the Utah median is 705.
- Location: mapped by the US Census Bureau at 37.5548, -112.0538.
- Nearest larger cities: Henrieville (3 mi); Tropic (6 mi); Bryce Canyon City (11 mi); Panguitch (28 mi); Escalante (29 mi). Online lenders reach Cannonville no matter how far the nearest branch is.
- Nearest smaller places: Hatch (22 mi); Alton (27 mi); Antimony (38 mi).
- Within a 50-mile radius: 5 smaller Census places.
- Larger places within 100 miles: 57.
What a Cannonville borrower is actually offered
Most loans made to Cannonville's 193 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Cannonville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Cannonville loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Cannonville
Cannonville is a sparsely settled community of about 193 people, with 15 larger places inside a 50-mile radius. Distance to a branch rarely matters for Cannonville's 193 residents: the application is online and the price follows your credit file. The nearest bigger place is Henrieville, UT about 3 miles away.
Steps to take before a Cannonville loan
Complete these steps first when you borrow in Cannonville (193 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Utah licence with the regulator named above before committing.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Cannonville and the rest of Utah is not the process but the borrower's own file, among the 193 people here.
What Utah law requires in Cannonville
Below are the Utah rules that apply to a loan made in Cannonville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Cannonville in state context
Among Utah's 255 places, Cannonville sits at 239th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 91st of 255 Utah places, putting it near the 64th percentile for growth. At about 53 people per square mile, Cannonville is the 229th most densely settled place in Utah. By land area, its 3.6 square miles rank 154th of 255 places in Utah.
Common questions
What are my options in Cannonville if my credit is poor?
What loan size can I expect in Cannonville?
Do I have to pledge anything to borrow in Cannonville?
Does comparing loans in Cannonville cost me credit score points?
Nearby places
- Henrieville, UT — population 231
- Tropic, UT — population 512
- Bryce Canyon City, UT — population 337
- Hatch, UT — population 138
- Panguitch, UT — population 1,797
- Alton, UT — population 118
- Escalante, UT — population 827
- Antimony, UT — population 125