Personal loans in Berthold, ND

Two households in Berthold with comparable incomes can still be offered different rates; the city's 467 residents are not the reason. Compare APR, not the interest rate, because the APR folds in most fees on a Berthold loan. A lender that serves Berthold operates under North Dakota lending statutes and a North Dakota supervisor. The closest larger place is Burlington, ND about 16 miles away.

Berthold by the numbers

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

• Population: an estimated 467 residents, 94th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 4.1% across the 2020-to-2023 comparison.
• Net change: roughly 20 fewer people than the 2020 Census counted.
• Size percentile: about 74% of North Dakota communities are smaller than Berthold (467 residents).
• Density: the Census land area of 1.2 sq mi holds about 394 people per square mile.
• Land area: Berthold covers 1.2 square miles, the 89th-largest area among North Dakota's 355 places.
• Share of state population: Berthold's 467 residents are about 0.1% of North Dakota.
• National standing: Berthold ranks 13,448th of 19,457 US places.
• Growth rank: Berthold ranks 302nd among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Berthold's 4.1% change compares with a North Dakota average of -1.2% across its 355 places.
• Density in North Dakota: Berthold ranks 167th by people per square mile.
• Density vs North Dakota: Berthold's 394 people per square mile compare with a state median of 352.
• Location: coordinates 48.3141, -101.7590 (US Census Bureau Gazetteer).
• Nearest larger cities: Burlington (16 mi); Minot (23 mi); Kenmare (29 mi); Stanley (29 mi); Surrey (29 mi). Online lenders reach Berthold no matter how far the nearest branch is.
• Nearest smaller places: Carpio (9 mi); Des Lacs (10 mi); Donnybrook (15 mi).
• Smaller neighbours: 27 places smaller than Berthold sit within 50 miles.
• At 100 miles: 28 larger Census places fall inside that radius.

How North Dakota law applies in Berthold

Read the table as a lender's compliance picture for Berthold: the rule, the sourced figure, the publisher and the date.

Steps to take before a Berthold loan

For Berthold's roughly 467 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the North Dakota regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

What differs between Berthold and the rest of North Dakota is not the process but the borrower's own file, among the 467 people here.

Berthold in state context

Among North Dakota's 355 places, Berthold sits at 94th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Berthold stands 302nd among North Dakota's 355 places — roughly the 15th percentile. At about 394 people per square mile, Berthold is the 167th most densely settled place in North Dakota. The population moved by about 20 people between 2020 and 2023, a 4.1% shift.

Land, water and location for Berthold

The Census Gazetteer records about 1.2 square miles of land within Berthold, with no significant water area listed. The resulting density is about 394 people per square mile. The largest place in North Dakota, Fargo, lies about 251 miles away. A 50-mile radius around Berthold takes in 10 places that are larger. By land area it ranks 89th of 355 North Dakota places.

What is available to Berthold borrowers

With about 394 residents per square mile, Berthold is lightly settled, and 10 larger Census places sit within 50 miles. Distance to a branch rarely matters for Berthold's 467 residents: the application is online and the price follows your credit file. The nearest bigger place is Burlington, ND about 16 miles away.