Personal loans in Des Lacs, ND

Census figures put the 2020-to-2023 decrease in Des Lacs at about 3.2%. State law, not city hall, decides what a lender may do to Des Lacs's roughly 183 residents, and a state regulator supervises it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Des Lacs's 183 residents are no exception. The next larger city is Burlington, ND about 7 miles away.

Des Lacs by the numbers

Des Lacs is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 183 residents, 168th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 3.2% from 2020 to 2023.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: with 183 residents, Des Lacs is larger than about 53% of North Dakota's Census places.
• Population density: about 340 people per square mile (Census land area 0.5 sq mi).
• By land area: Des Lacs ranks 185th among North Dakota's 355 places, at 0.5 sq mi.
• Water: Des Lacs holds about 0.03 square miles, the 34th-largest water area in North Dakota.
• Share of state population: Des Lacs's 183 residents are about 0.0% of North Dakota.
• National rank: Des Lacs sits 16,729th by population among the 19,457 places in this dataset.
• Growth in North Dakota: Des Lacs stands 266th by percentage change from 2020 to 2023, among 355 places.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Des Lacs's 3.2%.
• Density rank: Des Lacs places 182nd among North Dakota's places by people per square mile.
• Against the state median: Des Lacs runs about 340 residents per square mile, where the North Dakota median is 352.
• Location: coordinates 48.2569, -101.5637 (US Census Bureau Gazetteer).
• Nearest larger cities: Burlington (7 mi); Berthold (10 mi); Minot (13 mi); Surrey (20 mi); Glenburn (24 mi). Living near a larger metro rarely changes what is available in Des Lacs.
• Nearest smaller towns: Carpio (15 mi); Donnybrook (23 mi); Makoti (23 mi).
• Within a 50-mile radius: 20 smaller Census places.
• At 100 miles: 57 larger Census places fall inside that radius.

Des Lacs: area, density and distance

Inside Des Lacs's boundaries lie roughly 0.5 square miles of land and 0.03 square miles of water. That land carries about 340 people per square mile. For the state's biggest city, Fargo, the distance is roughly 241 miles. Within 50 miles of Des Lacs there are 19 larger Census places. The 100-mile radius contains 57 larger places.

How lenders reach Des Lacs

Des Lacs is a lightly settled community of about 183 people, with 19 larger places inside a 50-mile radius. What is available to Des Lacs's 183 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Burlington, ND about 7 miles away.

Which North Dakota laws govern a loan in Des Lacs

Read the table as a lender's compliance picture for Des Lacs: the rule, the sourced figure, the publisher and the date.

Des Lacs in state context

Among North Dakota's 355 places, Des Lacs sits at 168th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Des Lacs stands 266th among North Dakota's 355 places — roughly the 25th percentile. At about 340 people per square mile, Des Lacs is the 182nd most densely settled place in North Dakota. The population moved by about 6 people between 2020 and 2023, a 3.2% shift.

What shapes a Des Lacs personal loan

In Des Lacs, a small community of about 183, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Des Lacs lender to disclose the APR and finance charge before you sign. Shortening the term on a Des Lacs loan raises the monthly payment but cuts the interest; lengthening it does the reverse.