Personal loans in Burlington, ND
About 1,306 people live in Burlington, placing it 38th of 355 Census places in North Dakota. In Burlington, one of 355 Census places in North Dakota, the figure to compare across lenders is the APR, not the advertised rate. Judge Burlington offers on total cost, not on how quickly the money arrives. For the 1,306 people in Burlington, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 1.4% growth in Burlington. A larger market lies at Minot, ND about 6 miles away.
What the Census records for Burlington
What follows is Burlington's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.
- Population: about 1,306, ranked 38th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 1.4% across the 2020-to-2023 comparison.
- Net change: roughly 18 more people than the 2020 Census counted.
- Size percentile: Burlington's 1,306 people outrank roughly 89% of the places in North Dakota.
- Density: the Census land area of 1.9 sq mi holds about 685 people per square mile.
- Land area: Burlington covers 1.9 square miles, the 43rd-largest area among North Dakota's 355 places.
- Share of North Dakota: Burlington holds about 0.2% of the state's population, some 1,306 people.
- National rank: Burlington is the 9,242nd most populous of the 19,457 Census places covered here.
- Growth in North Dakota: Burlington stands 38th by percentage change from 2020 to 2023, among 355 places.
- Versus North Dakota: the state average change is -1.2%, while Burlington moved 1.4%.
- Density rank: Burlington is the 96th most densely settled place in North Dakota.
- Density vs North Dakota: Burlington's 685 people per square mile compare with a state median of 352.
- Location: it lies at 48.2572, -101.4146 in the Census Gazetteer.
- Nearest larger cities: Minot (6 mi); Surrey (13 mi); Garrison (42 mi); Stanley (45 mi); New Town (53 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Des Lacs (7 mi); Berthold (16 mi); Carpio (19 mi), each with its own Census population profile.
- Smaller neighbours: 39 places smaller than Burlington sit within 50 miles.
- Larger places within 100 miles: 12.
Getting a loan in Burlington
With about 685 residents per square mile, Burlington is moderately settled, and 4 larger Census places sit within 50 miles. Distance to a branch rarely matters for Burlington's 1,306 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Minot, ND about 6 miles away.
Burlington in state context
Among North Dakota's 355 places, Burlington sits at 38th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 38th of 355 North Dakota places, putting it near the 89th percentile for growth. Its roughly 685 residents per square mile place it 96th among North Dakota's places. Within 50 miles sit 39 smaller Census places, alongside the 4 that are larger.
North Dakota consumer-lending rules applied in Burlington
North Dakota has no separate rate rule for Burlington; the sourced rows below are what reach every lender that serves its 1,306 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%. Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%). | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer. Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3). | North Dakota Legislative Branch as of 2026-09-16 |
How a Burlington personal loan is priced
Burlington is a small community of about 1,306 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Burlington's rank of 38th in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Burlington decides the split between a comfortable payment and the total interest you pay.
Burlington on the map
The Census Gazetteer records about 1.9 square miles of land within Burlington, with no significant water area listed. That land carries about 685 people per square mile. Fargo, the largest place in North Dakota, is about 234 miles from Burlington. Within 50 miles of Burlington there are 4 larger Census places. Within the same 50 miles lie 39 smaller Census places.
Common questions
What are my options in Burlington if my credit is poor?
What loan size can I expect in Burlington?
Do I have to pledge anything to borrow in Burlington?
Does comparing loans in Burlington cost me credit score points?
Nearby places
- Minot, ND — population 47,373
- Des Lacs, ND — population 183
- Surrey, ND — population 1,417
- Glenburn, ND — population 403
- Berthold, ND — population 467
- Carpio, ND — population 138
- Lansford, ND — population 235
- Deering, ND — population 90