Personal loans in Donnybrook, ND

A personal loan in Donnybrook is priced from your credit file and income, not from the fact that the city holds 73 people. The Census counts 73 people in Donnybrook, the 248th-largest figure among North Dakota's 355 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Read the disclosure for an origination fee and any prepayment penalty before signing in Donnybrook. Donnybrook shed about 3.9% of its population between the 2020 base and the 2023 estimate. Every figure below is North Dakota's own, applied to Donnybrook's 73 residents, with the publisher and retrieval date attached. The nearest larger city is Carpio, ND about 9 miles away.

Donnybrook: the sourced local profile

Read the local figures below as context; read the sourced North Dakota table as the rulebook a lender here must follow.

Donnybrook in state context

Against North Dakota's other places, Donnybrook accounts for about 0.0% of the state's population and ranks 248th of 355 by size. For population change between 2020 and 2023, Donnybrook ranks 297th of 355 in North Dakota (about the 16th percentile). By density, at about 107 people per square mile, it ranks 290th in North Dakota. The population moved by about 3 people between 2020 and 2023, a 3.9% shift.

Inside a Donnybrook personal loan

A Donnybrook personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 73 residents. Two numbers drive a Donnybrook loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Donnybrook decides the split between a comfortable payment and the total interest you pay.

North Dakota consumer-lending rules applied in Donnybrook

When North Dakota does not publish a figure, the row links to the source instead of inventing a number; Donnybrook is bound by the same rules.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."
North Dakota Department of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%.
Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%).
North Dakota Department of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer.
Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3).
North Dakota Legislative Branch
as of 2026-09-16

Lender access in Donnybrook

Donnybrook is a lightly settled community of about 73 people, with 32 larger places inside a 50-mile radius. A North Dakota licence lets a lender serve Donnybrook without a local office, so branch density does not change what its 73 residents are offered. The nearest larger city, Carpio, ND about 9 miles away.

Donnybrook: area, density and distance

Donnybrook's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 107 people per square mile. The largest place in North Dakota, Fargo, lies about 261 miles away. A 50-mile radius around Donnybrook takes in 32 places that are larger. By land area it ranks 154th of 355 North Dakota places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Donnybrook if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Donnybrook is the same as anywhere in North Dakota.
What loan size can I expect in Donnybrook?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Donnybrook?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Donnybrook cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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