Personal loans in Bear River, WY

A personal loan in Bear River is priced from your credit file and income, not from the fact that the city holds 528 people. Bear River is one of 99 Census places in Wyoming; its 528 residents put it at 52nd. From the 2020 Census base to the 2023 estimate, the population rose by about 1.7%. Read the disclosure for an origination fee and any prepayment penalty before signing in Bear River. The nearest larger metro is Evanston, WY about 9 miles away.

What the Census records for Bear River

Set out below is Bear River's local context next to the state-level rules that reach every lender here.

• Population: 528 people, a figure that places Bear River 52nd among the 99 Census places in Wyoming (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 1.7% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
• Size percentile: with 528 residents, Bear River is larger than about 47% of Wyoming's Census places.
• Land and density: 2.1 square miles of land carry roughly 255 residents per square mile.
• Land area rank: Bear River's 2.1 square miles rank 45th of 99 places in Wyoming.
• Share of Wyoming: Bear River holds about 0.1% of the state's population, some 528 people.
• Nationally: Bear River is the 12,944th-largest of 19,457 Census places in the dataset.
• Growth rank: Bear River ranks 36th among Wyoming's 99 places for the 2020-to-2023 change.
• Versus Wyoming: the state average change is +1.7%, while Bear River moved 1.7%.
• Density rank: Bear River places 80th among Wyoming's places by people per square mile.
• Against the state median: Bear River runs about 255 residents per square mile, where the Wyoming median is 699.
• Location: mapped by the US Census Bureau at 41.3855, -111.0282.
• Nearest larger cities: Evanston (9 mi); Henefer (35 mi); Kemmerer (37 mi); Mountain View (37 mi); Lyman (38 mi). Online lenders reach Bear River no matter how far the nearest branch is.
• Nearest smaller places: Woodruff (12 mi); Randolph (21 mi); Laketown (34 mi).
• Within a 50-mile radius: 6 smaller Census places.
• At 100 miles: 133 larger Census places fall inside that radius.

Before you apply in Bear River

A sensible order of operations for a loan in Bear River, home to about 528 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Wyoming regulator's licence list.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Bear River-specific: the same Wyoming licensing and disclosure rules reach all 528 residents.

Wyoming consumer-lending rules applied in Bear River

This table holds the Wyoming rate and licensing rules for consumer loans made to Bear River's 528 residents.

Where Bear River sits in Wyoming

Bear River is the 52nd-largest of 99 Census places in Wyoming and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 36th of 99 Wyoming places, putting it near the 64th percentile for growth. By density, at about 255 people per square mile, it ranks 80th in Wyoming. In land area, Bear River ranks 45th among Wyoming's 99 places.

What shapes a Bear River personal loan

With roughly 528 residents, Bear River is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Bear River loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Bear River decides the split between a comfortable payment and the total interest you pay.

Lender access in Bear River

At roughly 255 people per square mile, Bear River is lightly settled; 23 larger places lie within 50 miles. Whether Bear River has a local branch or not, a Wyoming-licensed lender can serve its 528 people online on the same terms. The nearest larger city, Evanston, WY about 9 miles away.