Personal loans in Coalville, UT
Coalville, Utah — home to about 1,533 people — is a small community, so the terms you are offered follow Utah law rather than any local rule. With an estimated 1,533 residents, Coalville is the 137th-largest of 255 places in Utah.
The 2020 count to the 2023 estimate shows about 3.0% growth in Coalville. When Utah caps or restricts a product, lenders either change the terms or withdraw it from Coalville as from the rest of the state. Pull your credit reports and line up at least three offers before you apply from Coalville. Borrowers who want a bigger city can look to Oakley, UT about 14 miles away.
Where Coalville stands
Most of what governs a Coalville loan is written in Utah law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 1,533, 137th among Utah's 255 places (Vintage 2023).
- Population trend: Higher by roughly 3.0% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 44 residents.
- Size percentile: with 1,533 residents, Coalville is larger than about 46% of Utah's Census places.
- Population density: 248 people per square mile on 6.2 square miles of land.
- Land area rank: Coalville's 6.2 square miles rank 114th of 255 places in Utah.
- Water area rank: Coalville ranks 12th among Utah's 255 places, with 0.45 sq mi.
- State population share: Coalville accounts for about 0.0% of everyone in Utah.
- National rank: Coalville sits 8,613th by population among the 19,457 places in this dataset.
- Growth in Utah: Coalville stands 154th by percentage change from 2020 to 2023, among 255 places.
- Versus Utah: the state average change is +5.3%, while Coalville moved 3.0%.
- Density rank: Coalville places 189th among Utah's places by people per square mile.
- Density vs Utah: Coalville's 248 people per square mile compare with a state median of 705.
- Location: 40.9073, -111.4214 (US Census Bureau Gazetteer).
- Nearest larger cities: Oakley (14 mi); Morgan (16 mi); Park City (18 mi); Kamas (19 mi); Francis (22 mi). Living near a larger metro rarely changes what is available in Coalville.
- Smaller communities close by: Henefer (8 mi); Hideout (18 mi); Emigration Canyon metro (19 mi), each with its own Census population profile.
- Smaller neighbours: 16 places smaller than Coalville sit within 50 miles.
- Larger places within 100 miles: 111.
A practical checklist for Coalville borrowers
Complete these steps first when you borrow in Coalville (1,533 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Utah regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Coalville and the rest of Utah is not the process but the borrower's own file, among the 1,533 people here.
Where Coalville sits in Utah
Against Utah's other places, Coalville accounts for about 0.0% of the state's population and ranks 137th of 255 by size. Its 2020-to-2023 change ranks 154th of 255 Utah places, putting it near the 40th percentile for growth. Its roughly 248 residents per square mile place it 189th among Utah's places. The population moved by about 44 people between 2020 and 2023, a 3.0% shift.
Coalville: area, density and distance
Inside Coalville's boundaries lie roughly 6.2 square miles of land and 0.45 square miles of water. The resulting density is about 248 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 28 miles away. Counting outward 50 miles, 67 larger communities surround Coalville. The 100-mile radius contains 111 larger places.
Borrowing reach in Coalville
At roughly 248 people per square mile, Coalville is lightly settled; 67 larger places lie within 50 miles. A Utah licence lets a lender serve Coalville without a local office, so branch density does not change what its 1,533 residents are offered. For a larger market, the closest option is Oakley, UT about 14 miles away.
The Utah lending rules that reach Coalville
Utah has no separate rate rule for Coalville; the sourced rows below are what reach every lender that serves its 1,533 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
Common questions
What are my options in Coalville if my credit is poor?
What loan size can I expect in Coalville?
Do I have to pledge anything to borrow in Coalville?
Does comparing loans in Coalville cost me credit score points?
Nearby places
- Henefer, UT — population 815
- Oakley, UT — population 1,566
- Park City, UT — population 8,254
- Hideout, UT — population 1,398
- Morgan, UT — population 4,536
- Kamas, UT — population 2,145
- Francis, UT — population 1,809
- Emigration Canyon metro, UT — population 1,506