Personal loans in Diamondville, WY
With roughly 524 residents, Diamondville is a small community, and the lending rules its borrowers live under are written in Wyoming, not by the city. Diamondville is one of 99 Census places in Wyoming; its 524 residents put it at 53rd.
Begin with the payment, then weigh APR and total interest across the lenders that reach Diamondville's 524 residents. Diamondville gained roughly 0.2% in population across the 2020-to-2023 comparison. Consumer lending that reaches Diamondville's 524 residents is governed by Wyoming statute; no city ordinance changes it. The nearest larger city is Kemmerer, WY about 1 miles away.
What the Census records for Diamondville
Most of what governs a Diamondville loan is written in Wyoming law rather than in the city; the sourced notes below make that split concrete.
- Population: about 524 people live here, which puts Diamondville 53rd of 99 Census places in Wyoming (Vintage 2023).
- Population trend: Up about 0.2% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: Diamondville's 524 people outrank roughly 46% of the places in Wyoming.
- Density: roughly 494 residents per square mile, spread over 1.1 sq mi of land.
- By land area: Diamondville ranks 60th among Wyoming's 99 places, at 1.1 sq mi.
- Share of Wyoming: Diamondville holds about 0.1% of the state's population, some 524 people.
- Nationally: Diamondville is the 12,975th-largest of 19,457 Census places in the dataset.
- Growth rank: Diamondville ranks 62nd among Wyoming's 99 places for the 2020-to-2023 change.
- Against the state trend: Diamondville's 0.2% change compares with a Wyoming average of +1.7% across its 99 places.
- Density rank: Diamondville places 64th among Wyoming's places by people per square mile.
- Density in context: Diamondville's 494 people per square mile sit against a Wyoming median of 699.
- Location: it lies at 41.7778, -110.5365 in the Census Gazetteer.
- Nearest larger cities: Kemmerer (1 mi); Lyman (33 mi); Mountain View (36 mi); Bear River (37 mi); Evanston (42 mi). Living near a larger metro rarely changes what is available in Diamondville.
- Smaller communities within reach: Opal (11 mi); Cokeville (30 mi); Granger (32 mi).
- Smaller places within 50 miles: 8 of them.
- Within 100 miles: 91 places are larger than Diamondville.
Inside a Diamondville personal loan
With roughly 524 residents, Diamondville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Diamondville's 524 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Diamondville decides the split between a comfortable payment and the total interest you pay.
The Wyoming lending rules that reach Diamondville
Below are the Wyoming rules that apply to a loan made in Diamondville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Diamondville on the map
Diamondville covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 524 residents, the land area yields roughly 494 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 301 miles. Diamondville has 6 larger places within a 50-mile radius. By land area it ranks 60th of 99 Wyoming places.
The Diamondville borrowing checklist
A sensible order of operations for a loan in Diamondville, home to about 524 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Wyoming regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Diamondville and the rest of Wyoming is not the process but the borrower's own file, among the 524 people here.
Borrowing reach in Diamondville
Diamondville is a lightly settled community of about 524 people, with 6 larger places inside a 50-mile radius. Distance to a branch rarely matters for Diamondville's 524 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Kemmerer, WY about 1 miles away.
Common questions
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Nearby places
- Kemmerer, WY — population 2,393
- Opal, WY — population 65
- Lyman, WY — population 2,189
- Cokeville, WY — population 492
- Mountain View, WY — population 1,280
- La Barge, WY — population 396
- Granger, WY — population 93
- Bear River, WY — population 528