Personal loans in Arlington, OH
To lend to Arlington's 1,453 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. Roughly 1,453 residents live in Arlington, the 458th-largest community in Ohio. For a borrower among the roughly 1,453 residents of Arlington, a personal loan is a tool whose cost turns on the terms, not the address. The trend for Arlington between 2020 and 2023 is downward by roughly 2.4%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Arlington loan. The closest larger place is Findlay, OH about 11 miles away.
Arlington: the sourced local profile
Here is the sourced Census picture for Arlington, plus the Ohio lending rules that apply to a loan taken out here.
- Population: the Census counts 1,453 residents in Arlington (Vintage 2023 subcounty estimate), the 458th-largest figure among Ohio's 924 places.
- Population trend: Lower by roughly 2.4% since the 2020 count.
- Net change: roughly 36 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 50% of the places in Ohio, with 1,453 residents in Arlington.
- Population density: about 1,851 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Arlington covers 0.8 square miles, the 582nd-largest area among Ohio's 924 places.
- State population share: Arlington accounts for about 0.0% of everyone in Ohio.
- Nationally: Arlington is the 8,803rd-largest of 19,457 Census places in the dataset.
- Growth rank: Arlington's 2020-to-2023 change ranks 800th of 924 places in Ohio.
- Versus Ohio: the state average change is +0.9%, while Arlington moved 2.4%.
- Density rank: Arlington is the 242nd most densely settled place in Ohio.
- Density vs Ohio: Arlington's 1,851 people per square mile compare with a state median of 1,289.
- Location: 40.8937, -83.6529 (US Census Bureau Gazetteer).
- Nearest larger cities: Findlay (11 mi); Bluffton (12 mi); Ada (13 mi); Carey (14 mi); McComb (16 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Jenera (4 mi); Mount Blanchard (5 mi); Dunkirk (7 mi).
- Smaller neighbours: 116 places smaller than Arlington sit within 50 miles.
- At 100 miles: 284 larger Census places fall inside that radius.
Land, water and location for Arlington
The Census Gazetteer records about 0.8 square miles of land within Arlington, with no significant water area listed. That land carries about 1,851 people per square mile. The state's population centre of gravity, Columbus, is roughly 72 miles away. Arlington has 54 larger places within a 50-mile radius. The 100-mile radius contains 284 larger places.
What is available to Arlington borrowers
Arlington is moderately settled, with about 1,851 people per square mile and 54 larger places within 50 miles. Lenders licensed in Ohio reach Arlington's 1,453 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Findlay, OH about 11 miles away.
A pre-application checklist for Arlington
A sensible order of operations for a loan in Arlington, home to about 1,453 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Ohio licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Arlington as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 1,453 residents.
What shapes a Arlington personal loan
With roughly 1,453 residents, Arlington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Arlington's 1,453 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Arlington loan is knowable in advance — unlike a revolving card balance.
How Ohio law applies in Arlington
These are Ohio's sourced lending facts as they reach Arlington's 1,453 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Arlington if my credit is poor?
What loan size can I expect in Arlington?
Do I have to pledge anything to borrow in Arlington?
Does comparing loans in Arlington cost me credit score points?
Nearby places
- Jenera, OH — population 249
- Mount Blanchard, OH — population 462
- Dunkirk, OH — population 757
- Rawson, OH — population 557
- Findlay, OH — population 40,139
- Forest, OH — population 1,331
- Patterson, OH — population 125
- Mount Cory, OH — population 219