Personal loans in Patterson, OH

With 125 residents, Patterson outranks about 5% of the communities in Ohio. The closest larger place is Forest, OH about 2 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Patterson's 125 residents. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Patterson loan.

Where Patterson stands

Set out below is Patterson's local context next to the state-level rules that reach every lender here.

• Population: 125 people, a figure that places Patterson 880th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.6% between 2020 and 2023.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: about 5% of Ohio's Census places are smaller than Patterson.
• Density: roughly 1,420 residents per square mile, spread over 0.1 sq mi of land.
• By land area: Patterson ranks 909th among Ohio's 924 places, at 0.1 sq mi.
• State population share: Patterson accounts for about 0.0% of everyone in Ohio.
• National rank: Patterson is the 17,692nd most populous of the 19,457 Census places covered here.
• Growth rank: Patterson ranks 634th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Patterson moved 1.6%.
• Density rank: Patterson places 395th among Ohio's places by people per square mile.
• Against the state median: Patterson runs about 1,420 residents per square mile, where the Ohio median is 1,289.
• Location: it lies at 40.7822, -83.5261 in the Census Gazetteer.
• Nearest larger cities: Forest (2 mi); Dunkirk (6 mi); Wharton (6 mi); Mount Blanchard (8 mi); Arlington (10 mi). Larger metros often have more branches, but online lenders reach Patterson on the same terms.
• Nearest smaller towns: Kirby (6 mi); Marseilles (9 mi); Bairdstown (27 mi).
• Smaller places within 50 miles: 6 of them.
• Within 100 miles: 593 places are larger than Patterson.

Patterson's place among Ohio's 924 places

Among Ohio's 924 places, Patterson sits at 880th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Patterson stands 634th among Ohio's 924 places — roughly the 31th percentile. At about 1,420 people per square mile, Patterson is the 395th most densely settled place in Ohio. The population moved by about 2 people between 2020 and 2023, a 1.6% shift.

Borrowing reach in Patterson

Patterson is a moderately settled community of about 125 people, with 157 larger places inside a 50-mile radius. Whether Patterson has a local branch or not, a Ohio-licensed lender can serve its 125 people online on the same terms. For a larger market, the closest option is Forest, OH about 2 miles away.

What Ohio law requires in Patterson

For the roughly 125 residents of Patterson, the rules below are Ohio's own; each row carries its publisher and retrieval date.

A practical checklist for Patterson borrowers

Complete these steps first when you borrow in Patterson (125 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Ohio licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Patterson-specific: the same Ohio licensing and disclosure rules reach all 125 residents.

Patterson: area, density and distance

Patterson covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 125 residents, the land area yields roughly 1,420 people per square mile. The largest place in Ohio, Columbus, lies about 62 miles away. Within 50 miles of Patterson there are 157 larger Census places. The 100-mile radius contains 593 larger places.