Personal loans in Kenton, OH
If you are weighing a personal loan in Kenton, start from the payment you can carry; its 7,840 residents face the same statewide rules. Read the disclosure for an origination fee and any prepayment penalty before signing in Kenton.
With 7,840 residents, Kenton outranks about 78% of the communities in Ohio. A lender that serves Kenton operates under Ohio lending statutes and a Ohio supervisor. Kenton shed about 1.3% of its population between the 2020 base and the 2023 estimate. For a bigger market, look to Bellefontaine, OH about 21 miles away.
What the Census records for Kenton
What follows is Kenton's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: an estimated 7,840 residents, 200th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 1.3% since the 2020 count.
- Absolute change: 104 residents lost between 2020 and 2023.
- Size percentile: Kenton sits ahead of around 78% of Ohio places, at 7,840 people.
- Density: roughly 1,570 residents per square mile, spread over 5.0 sq mi of land.
- By land area: Kenton ranks 202nd among Ohio's 924 places, at 5.0 sq mi.
- Water area: Kenton has 0.09 square miles of water, ranking 146th of 924 places in Ohio.
- Share of Ohio: Kenton holds about 0.1% of the state's population, some 7,840 people.
- National rank: Kenton sits 3,731st by population among the 19,457 places in this dataset.
- Growth in Ohio: Kenton stands 555th by percentage change from 2020 to 2023, among 924 places.
- Versus Ohio: the state average change is +0.9%, while Kenton moved 1.3%.
- Density in Ohio: Kenton ranks 326th by people per square mile.
- Against the state median: Kenton runs about 1,570 residents per square mile, where the Ohio median is 1,289.
- Location: 40.6445 / -83.6100, per the US Census Bureau Gazetteer.
- Nearest larger cities: Bellefontaine (21 mi); Marion (26 mi); Lima (27 mi); Findlay (28 mi); Wapakoneta (31 mi). Lenders licensed in the state serve Kenton whether or not they keep a local branch.
- Smaller towns nearby: Mount Victory (9 mi); Ridgeway (9 mi); McGuffey (10 mi).
- Smaller neighbours: 141 places smaller than Kenton sit within 50 miles.
- At 100 miles: 110 larger Census places fall inside that radius.
Where Kenton sits
The Census Gazetteer records 5.0 square miles of land and 0.09 square miles of water within Kenton. The resulting density is about 1,570 people per square mile. Columbus, the largest place in Ohio, is about 56 miles from Kenton. Counting outward 50 miles, 20 larger communities surround Kenton. By land area it ranks 202nd of 924 Ohio places.
How Kenton compares across Ohio
Within Ohio, Kenton holds roughly 0.1% of all residents, the 200th-largest share among 924 places. For population change between 2020 and 2023, Kenton ranks 555th of 924 in Ohio (about the 40th percentile). At about 1,570 people per square mile, Kenton is the 326th most densely settled place in Ohio. The population moved by about 104 people between 2020 and 2023, a 1.3% shift.
A practical checklist for Kenton borrowers
Complete these steps first when you borrow in Kenton (7,840 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Ohio licence with the regulator listed on this page.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Kenton and the rest of Ohio is not the process but the borrower's own file, among the 7,840 people here.
Getting a loan in Kenton
Kenton is a moderately settled community of about 7,840 people, with 20 larger places inside a 50-mile radius. Whether Kenton has a local branch or not, a Ohio-licensed lender can serve its 7,840 people online on the same terms. The nearest larger city, Bellefontaine, OH about 21 miles away.
Ohio rules behind a Kenton personal loan
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Kenton lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Ridgeway, OH — population 314
- Mount Victory, OH — population 595
- Dunkirk, OH — population 757
- Patterson, OH — population 125
- McGuffey, OH — population 458
- Forest, OH — population 1,331
- Belle Center, OH — population 805
- Rushsylvania, OH — population 493