Personal loans in Rushsylvania, OH
The first question in Rushsylvania is not the rate on offer but whether the payment fits; about 493 people live here under Ohio lending law. To lend to Rushsylvania's 493 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. With an estimated 493 residents, Rushsylvania is the 671st-largest of 924 places in Ohio. Verify the lender's Ohio licence against the regulator named below before borrowing in Rushsylvania. From the 2020 Census base to the 2023 estimate, the population rose by about 0.4%. For a bigger market, look to Belle Center, OH about 5 miles away.
Rushsylvania: population, trend and location
Set out below is Rushsylvania's local context next to the state-level rules that reach every lender here.
- Population: an estimated 493 residents, 671st of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 0.4% across the 2020-to-2023 comparison.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: about 27% of Ohio communities are smaller than Rushsylvania (493 residents).
- Land and density: 0.8 square miles of land carry roughly 630 residents per square mile.
- Land area rank: Rushsylvania's 0.8 square miles rank 585th of 924 places in Ohio.
- State share: roughly 0.0% of Ohio's residents live in Rushsylvania (493 people).
- National rank: Rushsylvania is the 13,228th most populous of the 19,457 Census places covered here.
- Growth in Ohio: Rushsylvania stands 197th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Rushsylvania's 0.4% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Rushsylvania places 770th among Ohio's places by people per square mile.
- Against the state median: Rushsylvania runs about 630 residents per square mile, where the Ohio median is 1,289.
- Location: latitude 40.4613, longitude -83.6712 (Census Gazetteer).
- Nearest larger cities: Belle Center (5 mi); West Mansfield (8 mi); Bellefontaine (8 mi); Mount Victory (9 mi); Russells Point (12 mi). Larger metros often have more branches, but online lenders reach Rushsylvania on the same terms.
- Nearest smaller towns: Ridgeway (6 mi); Huntsville (7 mi); Zanesfield (8 mi).
- Smaller places within 50 miles: 56 of them.
- Within 100 miles: 452 places are larger than Rushsylvania.
Rushsylvania's place among Ohio's 924 places
Set beside Ohio's 924 places, Rushsylvania ranks 671st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Rushsylvania stands 197th among Ohio's 924 places — roughly the 79th percentile. Its roughly 630 residents per square mile place it 770th among Ohio's places. Within 50 miles sit 56 smaller Census places, alongside the 111 that are larger.
How a Rushsylvania personal loan is priced
Rushsylvania is a small community of about 493 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Rushsylvania can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Rushsylvania loan is knowable in advance — unlike a revolving card balance.
The Ohio lending rules that reach Rushsylvania
Below are the Ohio rules that apply to a loan made in Rushsylvania, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Before you apply in Rushsylvania
Before you apply in Rushsylvania, a community of about 493, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Ohio; what changes is your credit file, not the fact that Rushsylvania holds 493 people.
Rushsylvania: area, density and distance
Rushsylvania covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 630 residents per square mile. For the state's biggest city, Columbus, the distance is roughly 49 miles. Counting outward 50 miles, 111 larger communities surround Rushsylvania. Within the same 50 miles lie 56 smaller Census places.
Common questions
What are my options in Rushsylvania if my credit is poor?
What loan size can I expect in Rushsylvania?
Do I have to pledge anything to borrow in Rushsylvania?
Does comparing loans in Rushsylvania cost me credit score points?
Nearby places
- Belle Center, OH — population 805
- Ridgeway, OH — population 314
- Zanesfield, OH — population 189
- Huntsville, OH — population 407
- Bellefontaine, OH — population 14,073
- West Mansfield, OH — population 758
- Valley Hi, OH — population 230
- Mount Victory, OH — population 595