Personal loans in Mount Cory, OH

At about 219 residents, Mount Cory is larger than roughly 12% of the places in Ohio. The trend for Mount Cory between 2020 and 2023 is downward by roughly 3.1%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 219 residents, Mount Cory is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city. Rate ceilings, licensing requirements and product limits for Mount Cory are all set at the Ohio level. If debt is already a strain, a nonprofit credit counsellor can help Mount Cory residents before they take on more. Borrowers who want a bigger city can look to Rawson, OH about 3 miles away.

The Mount Cory data picture

Mount Cory is a small community; the notes below cover its population profile and the statewide rules that apply.

Population: an estimated 219 residents, 811th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
Population trend: About 3.1% below the 2020 Census base.
Net change: roughly 7 fewer people than the 2020 Census counted.
Size percentile: bigger than about 12% of the places in Ohio, with 219 residents in Mount Cory.
Density: the Census land area of 0.4 sq mi holds about 567 people per square mile.
Land area: Mount Cory covers 0.4 square miles, the 731st-largest area among Ohio's 924 places.
Share of state population: Mount Cory's 219 residents are about 0.0% of Ohio.
National standing: Mount Cory ranks 16,188th of 19,457 US places.
Growth rank: Mount Cory's 2020-to-2023 change ranks 887th of 924 places in Ohio.
Against the state trend: Mount Cory's 3.1% change compares with a Ohio average of +0.9% across its 924 places.
Density in Ohio: Mount Cory ranks 788th by people per square mile.
Against the state median: Mount Cory runs about 567 residents per square mile, where the Ohio median is 1,289.
Location: it lies at 40.9349, -83.8236 in the Census Gazetteer.
Nearest larger cities: Rawson (3 mi); Bluffton (4 mi); Benton Ridge (5 mi); Jenera (6 mi); Pandora (7 mi). Lenders licensed in the state serve Mount Cory whether or not they keep a local branch.
Smaller communities close by: Gilboa (8 mi); Belmore (16 mi); Patterson (19 mi), each with its own Census population profile.
Smaller neighbours: 27 places smaller than Mount Cory sit within 50 miles.
Larger places within 100 miles: 531.

How personal loans work in Mount Cory

With roughly 219 residents, Mount Cory is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Mount Cory loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Mount Cory loan is knowable in advance — unlike a revolving card balance.

Mount Cory on the map

Mount Cory's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 567 people per square mile. The state's population centre of gravity, Columbus, is roughly 79 miles away. Counting outward 50 miles, 144 larger communities surround Mount Cory. By land area it ranks 731st of 924 Ohio places.

Which Ohio laws govern a loan in Mount Cory

Read the table as a lender's compliance picture for Mount Cory: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Maximum legal interest rate (usury cap)	8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16

How Mount Cory compares across Ohio

Mount Cory is the 811th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Mount Cory stands 887th among Ohio's 924 places — roughly the 4th percentile. By density, at about 567 people per square mile, it ranks 788th in Ohio. By land area, its 0.4 square miles rank 731st of 924 places in Ohio.

A practical checklist for Mount Cory borrowers

These steps shape the offer you get in Mount Cory, a place of about 219 people:

Pull your credit reports first and correct any error before a lender sees the file.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Collect three or more offers and compare them on APR, not on the advertised rate.
Confirm the lender holds a Ohio licence by checking the regulator named above.
If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
Read the disclosure for an origination fee and any prepayment penalty before signing.
Test the payment against your current bills before you commit.

The process is identical across Ohio; what changes is your credit file, not the fact that Mount Cory holds 219 people.

Compare personal loan offers Run the numbers first

Common questions

What are my options in Mount Cory if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mount Cory is the same as anywhere in Ohio.

What loan size can I expect in Mount Cory?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Mount Cory?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Mount Cory cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Rawson, OH — population 557
Benton Ridge, OH — population 263
Bluffton, OH — population 3,903
Jenera, OH — population 249
Gilboa, OH — population 166
Pandora, OH — population 1,188
Ada, OH — population 5,302
McComb, OH — population 1,532