Personal loans in Gilboa, OH

By population, Gilboa sits at 845th in Ohio, with an estimated 166 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Gilboa's 166 residents are no exception. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%. The closest larger place is Pandora, OH about 5 miles away.

Gilboa by the numbers

Set out below is Gilboa's local context next to the state-level rules that reach every lender here.

• Population: 166 residents; Gilboa is the 845th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 9% of Ohio's places have fewer residents than Gilboa's 166.
• Population density: about 1,267 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Gilboa ranks 890th among Ohio's 924 places, at 0.1 sq mi.
• Within Ohio: about 0.0% of the state's population lives in Gilboa.
• National rank: Gilboa is 17,017th of 19,457 places nationwide.
• Growth rank: Gilboa's 2020-to-2023 change ranks 515th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Gilboa's 1.2%.
• Density rank: Gilboa places 474th among Ohio's places by people per square mile.
• Against the state median: Gilboa runs about 1,267 residents per square mile, where the Ohio median is 1,289.
• Location: it lies at 41.0188, -83.9217 in the Census Gazetteer.
• Nearest larger cities: Pandora (5 mi); Ottawa (6 mi); Benton Ridge (7 mi); Leipsic (7 mi); West Leipsic (7 mi). Living near a larger metro rarely changes what is available in Gilboa.
• Smaller communities close by: Belmore (9 mi); Miller City (12 mi); New Bavaria (18 mi), each with its own Census population profile.
• Smaller places within 50 miles: 19 of them.
• At 100 miles: 544 larger Census places fall inside that radius.

How Ohio law applies in Gilboa

Ohio has no separate rate rule for Gilboa; the sourced rows below are what reach every lender that serves its 166 people.

Steps to take before a Gilboa loan

A sensible order of operations for a loan in Gilboa, home to about 166 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Ohio regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across Ohio; what changes is your credit file, not the fact that Gilboa holds 166 people.

Land, water and location for Gilboa

The Census Gazetteer records about 0.1 square miles of land within Gilboa, with no significant water area listed. With 166 residents, the land area yields roughly 1,267 people per square mile. The state's population centre of gravity, Columbus, is roughly 87 miles away. A 50-mile radius around Gilboa takes in 154 places that are larger. The 100-mile radius contains 544 larger places.

Gilboa in state context

Set beside Ohio's 924 places, Gilboa ranks 845th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Gilboa ranks 515th of 924 in Ohio (about the 44th percentile). By density, at about 1,267 people per square mile, it ranks 474th in Ohio. Between 2020 and 2023 the count changed by roughly 2 residents.

How lenders reach Gilboa

At roughly 1,267 people per square mile, Gilboa is moderately settled; 154 larger places lie within 50 miles. Lenders licensed in Ohio reach Gilboa's 166 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Pandora, OH about 5 miles away.