Personal loans in Jenera, OH
From the 2020 Census base to the 2023 estimate, the population declined by about 3.1%. The roughly 249 people who live in Jenera borrow under Ohio rules; city hall sets no personal-loan rate.
By population, Jenera sits at 784th in Ohio, with an estimated 249 residents. The nearest larger city is Arlington, OH about 4 miles away. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Jenera as from the rest of the state. Price two or three terms so you can see which payment is truly affordable in Jenera.
Where Jenera stands
Here is the sourced Census picture for Jenera, plus the Ohio lending rules that apply to a loan taken out here.
- Population: the Census counts 249 residents in Jenera (Vintage 2023 subcounty estimate), the 784th-largest figure among Ohio's 924 places.
- Population trend: A loss of roughly 3.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
- Size percentile: with 249 residents, Jenera is larger than about 15% of Ohio's Census places.
- Density: the Census land area of 0.3 sq mi holds about 929 people per square mile.
- By land area: Jenera ranks 801st among Ohio's 924 places, at 0.3 sq mi.
- State share: roughly 0.0% of Ohio's residents live in Jenera (249 people).
- National standing: Jenera ranks 15,774th of 19,457 US places.
- Growth rank: Jenera ranks 890th among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Jenera's 3.1%.
- Density rank: Jenera places 635th among Ohio's places by people per square mile.
- Density in context: Jenera's 929 people per square mile sit against a Ohio median of 1,289.
- Location: 40.8995, -83.7271 (US Census Bureau Gazetteer).
- Nearest larger cities: Arlington (4 mi); Rawson (5 mi); Benton Ridge (8 mi); Bluffton (8 mi); Dunkirk (9 mi). Online lenders reach Jenera no matter how far the nearest branch is.
- Nearest smaller places: Mount Cory (6 mi); Gilboa (13 mi); Patterson (13 mi).
- Smaller places within 50 miles: 34 of them.
- Within 100 miles: 511 places are larger than Jenera.
Ohio consumer-lending rules applied in Jenera
Read the table as a lender's compliance picture for Jenera: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
What shapes a Jenera personal loan
Most loans made to Jenera's 249 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Jenera lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Jenera loan but raises total interest, so the smallest payment is not the cheapest loan.
Jenera against the rest of Ohio
Set beside Ohio's 924 places, Jenera ranks 784th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 890th of 924 Ohio places, putting it near the 4th percentile for growth. Its roughly 929 residents per square mile place it 635th among Ohio's places. By land area, its 0.3 square miles rank 801st of 924 places in Ohio.
Jenera: area, density and distance
Jenera covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 929 people per square mile. The largest place in Ohio, Columbus, lies about 74 miles away. Jenera has 130 larger places within a 50-mile radius. Within the same 50 miles lie 34 smaller Census places.
Borrowing reach in Jenera
With about 929 residents per square mile, Jenera is moderately settled, and 130 larger Census places sit within 50 miles. A Ohio licence lets a lender serve Jenera without a local office, so branch density does not change what its 249 residents are offered. For a larger market, the closest option is Arlington, OH about 4 miles away.
Common questions
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Nearby places
- Arlington, OH — population 1,453
- Rawson, OH — population 557
- Mount Cory, OH — population 219
- Benton Ridge, OH — population 263
- Dunkirk, OH — population 757
- Bluffton, OH — population 3,903
- Ada, OH — population 5,302
- Mount Blanchard, OH — population 462