Personal loans in Wright, MN
An estimated 169 people make their home in Wright, a figure that ranks 681st in Minnesota. With roughly 169 residents, Wright is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Wright loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Wright's 169 residents. Wright gained roughly 2.4% in population across the 2020-to-2023 comparison. For a bigger market, look to Cromwell, MN about 6 miles away.
Local context for Wright
Wright is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 169 — Wright ranks 681st of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 2.4% from 2020 to 2023.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: roughly 20% of Minnesota's places have fewer residents than Wright's 169.
- Land and density: 1.5 square miles of land carry roughly 116 residents per square mile.
- Land area: Wright covers 1.5 square miles, the 398th-largest area among Minnesota's 853 places.
- State share: roughly 0.0% of Minnesota's residents live in Wright (169 people).
- Nationally: Wright is the 16,975th-largest of 19,457 Census places in the dataset.
- Growth in Minnesota: Wright stands 147th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Wright moved 2.4%.
- Density rank: Wright places 750th among Minnesota's places by people per square mile.
- Density in context: Wright's 116 people per square mile sit against a Minnesota median of 607.
- Location: the Census Gazetteer records it at 46.6725, -93.0069.
- Nearest larger cities: Cromwell (6 mi); Kettle River (14 mi); McGregor (15 mi); Floodwood (17 mi); Barnum (19 mi). Online lenders reach Wright no matter how far the nearest branch is.
- Smaller towns nearby: Tamarack (6 mi); Denham (22 mi); Palisade (23 mi).
- Within a 50-mile radius: 9 smaller Census places.
- At 100 miles: 173 larger Census places fall inside that radius.
Wright against the rest of Minnesota
Against Minnesota's other places, Wright accounts for about 0.0% of the state's population and ranks 681st of 853 by size. On the 2020-to-2023 trend, Wright stands 147th among Minnesota's 853 places — roughly the 83th percentile. At about 116 people per square mile, Wright is the 750th most densely settled place in Minnesota. The population moved by about 4 people between 2020 and 2023, a 2.4% shift.
Land, water and location for Wright
Inside Wright's boundaries lie about 1.5 square miles of land, with no significant water area recorded. With 169 residents, the land area yields roughly 116 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 119 miles. Wright has 43 larger places within a 50-mile radius. By land area it ranks 398th of 853 Minnesota places.
Which Minnesota laws govern a loan in Wright
Read the table as a lender's compliance picture for Wright: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
What is available to Wright borrowers
With about 116 residents per square mile, Wright is lightly settled, and 43 larger Census places sit within 50 miles. Whether Wright has a local branch or not, a Minnesota-licensed lender can serve its 169 people online on the same terms. For a larger market, the closest option is Cromwell, MN about 6 miles away.
How a Wright personal loan is priced
With roughly 169 residents, Wright is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Wright's 169 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Wright loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Wright if my credit is poor?
What loan size can I expect in Wright?
Do I have to pledge anything to borrow in Wright?
Does comparing loans in Wright cost me credit score points?
Nearby places
- Tamarack, MN — population 57
- Cromwell, MN — population 246
- Kettle River, MN — population 174
- Floodwood, MN — population 518
- McGregor, MN — population 380
- Denham, MN — population 38
- Moose Lake, MN — population 3,004
- Sturgeon Lake, MN — population 462