Personal loans in Moose Lake, MN

What the Census records for Moose Lake

Two layers matter for a Moose Lake borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: a Census-estimated 3,004, 212th among Minnesota's 853 places (Vintage 2023).
• Population trend: A gain of roughly 7.7% between 2020 and 2023.
• People gained or lost: about 216 more since the 2020 base.
• Size percentile: about 75% of Minnesota communities are smaller than Moose Lake (3,004 residents).
• Density: roughly 916 residents per square mile, spread over 3.3 sq mi of land.
• Land area rank: Moose Lake's 3.3 square miles rank 232nd of 853 places in Minnesota.
• Water: Moose Lake holds about 0.41 square miles, the 142nd-largest water area in Minnesota.
• Within Minnesota: about 0.1% of the state's population lives in Moose Lake.
• Nationally: Moose Lake is the 6,279th-largest of 19,457 Census places in the dataset.
• Growth in Minnesota: Moose Lake stands 37th by percentage change from 2020 to 2023, among 853 places.
• Against the state trend: Moose Lake's 7.7% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Moose Lake is the 303rd most densely settled place in Minnesota.
• Against the state median: Moose Lake runs about 916 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 46.4503, -92.7610.
• Nearest larger cities: Cloquet (23 mi); Proctor (32 mi); Hermantown (35 mi); Superior (36 mi); Duluth (37 mi). Online lenders reach Moose Lake no matter how far the nearest branch is.
• Nearest smaller places: Sturgeon Lake (5 mi); Barnum (5 mi); Kettle River (6 mi).
• Smaller places within 50 miles: 39 of them.
• Larger places within 100 miles: 89.

Moose Lake's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Moose Lake ranks 212th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Moose Lake ranks 37th of 853 in Minnesota (about the 96th percentile). Its roughly 916 residents per square mile place it 303rd among Minnesota's places. The population moved by about 216 people between 2020 and 2023, a 7.7% shift.

What to do before borrowing in Moose Lake

Complete these steps first when you borrow in Moose Lake (3,004 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Moose Lake and the rest of Minnesota is not the process but the borrower's own file, among the 3,004 people here.

Lender access in Moose Lake

Moose Lake is moderately settled, with about 916 people per square mile and 8 larger places within 50 miles. Whether Moose Lake has a local branch or not, a Minnesota-licensed lender can serve its 3,004 people online on the same terms. For a larger market, the closest option is Cloquet, MN about 23 miles away.

How Minnesota law applies in Moose Lake

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Moose Lake lender must follow.

Where Moose Lake sits

The Census Gazetteer records 3.3 square miles of land and 0.41 square miles of water within Moose Lake. The resulting density is about 916 people per square mile. Minneapolis, the largest place in Minnesota, is about 106 miles from Moose Lake. Moose Lake has 8 larger places within a 50-mile radius. Within the same 50 miles lie 39 smaller Census places.