Personal loans in Tamarack, MN
Consumer lending that reaches Tamarack's 57 residents is governed by Minnesota statute; no city ordinance changes it. The Census estimates 57 residents in Tamarack, which ranks it 816th of 853 places in Minnesota.
For a borrower among the roughly 57 residents of Tamarack, a personal loan is a tool whose cost turns on the terms, not the address. A 2020-to-2023 comparison shows Tamarack up by about 3.6%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Tamarack's 57 residents are no exception. A larger market lies at Wright, MN about 6 miles away.
Local context for Tamarack
Set out below is Tamarack's local context next to the state-level rules that reach every lender here.
- Population: about 57 people live here, which puts Tamarack 816th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: Roughly 3.6% more residents than the 2020 Census counted.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: roughly 4% of Minnesota places rank below Tamarack.
- Population density: about 16 people per square mile (Census land area 3.5 sq mi).
- By land area: Tamarack ranks 219th among Minnesota's 853 places, at 3.5 sq mi.
- Share of state population: Tamarack's 57 residents are about 0.0% of Minnesota.
- National rank: Tamarack sits 18,883rd by population among the 19,457 places in this dataset.
- Growth in Minnesota: Tamarack stands 96th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Tamarack's 3.6% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Tamarack is the 849th most densely settled place in Minnesota.
- Density vs Minnesota: Tamarack's 16 people per square mile compare with a state median of 607.
- Location: mapped by the US Census Bureau at 46.6530, -93.1250.
- Nearest larger cities: Wright (6 mi); McGregor (9 mi); Cromwell (12 mi); Kettle River (16 mi); Palisade (18 mi). Living near a larger metro rarely changes what is available in Tamarack.
- Smaller places close by: Denham (22 mi); McGrath (29 mi); Hillman (58 mi).
- Smaller neighbours: 2 places smaller than Tamarack sit within 50 miles.
- At 100 miles: 218 larger Census places fall inside that radius.
How Tamarack compares across Minnesota
Set beside Minnesota's 853 places, Tamarack ranks 816th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Tamarack ranks 96th of 853 in Minnesota (about the 89th percentile). Its roughly 16 residents per square mile place it 849th among Minnesota's places. In land area, Tamarack ranks 219th among Minnesota's 853 places.
What is available to Tamarack borrowers
With about 16 residents per square mile, Tamarack is sparsely settled, and 56 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Tamarack without a local office, so branch density does not change what its 57 residents are offered. The nearest larger city, Wright, MN about 6 miles away.
How Minnesota law applies in Tamarack
Minnesota has no separate rate rule for Tamarack; the sourced rows below are what reach every lender that serves its 57 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
How personal loans work in Tamarack
Most loans made to Tamarack's 57 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Tamarack lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Tamarack loan is knowable in advance — unlike a revolving card balance.
Where Tamarack sits
Tamarack's land area is roughly 3.5 square miles, and the Gazetteer records no significant water area within it. With 57 residents, the land area yields roughly 16 people per square mile. Minneapolis, the largest place in Minnesota, is about 117 miles from Tamarack. Within 50 miles of Tamarack there are 56 larger Census places. Within the same 50 miles lie 2 smaller Census places.
Common questions
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Nearby places
- Wright, MN — population 169
- McGregor, MN — population 380
- Cromwell, MN — population 246
- Kettle River, MN — population 174
- Floodwood, MN — population 518
- Denham, MN — population 38
- Palisade, MN — population 166
- Sturgeon Lake, MN — population 462